Back to Billings credit unions

Billings

PO Box 1779, Billings, MT 59103
NCUA Insured4.7 (281 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 1779

Billings, MT 59103

Service Area

This credit union is located in Billings and serves members in the MT area. Currently serving 12,985 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.24%

Used Auto Loan

6.24%

Personal Loan

9.24%

Credit Card APR

13.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MT

Lowest rates currently reported by credit unions in MT (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

4.7

281 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Carol Ouert

Carol Ouert

2 weeks ago

We absolutely love working with Billings Federal Credit Union. Jana helped us with a HELOC and was great about getting back to us with all of the options. Helped us pick the best product and situation for us all while making us feel super comfortable moving forward through the process. She’s always so helpful and somehow we had fun signing loan documents? No brainer here, go see BFCU and Jana for your needs. They’ll take good care of you.

maddy paganini

maddy paganini

3 months ago

Jana is the best I could possibly ask for! She has held my hand through getting my first car (and once it got totaled getting my second car). Going into her office, I had absolutely no concept of credit. Working with Jana has brought me to a very good Spot. Going into this bank is much more refreshing environment than giant financial institutions.

Kathy Johnson

Kathy Johnson

3 months ago

Jana was not only fun to work with but very professional. She walked us through and completed our loan request quickly and accurately. We couldn’t be more pleased with her services. I have been with BFCU for 50 years and they’ve always been an exceptional banking service!!!!

Taelor Anderson

Taelor Anderson

3 months ago

Liz was absolutely exceptional and very knowledgeable. She walked us through buying a new vehicle and made the experience quick and easy. I cannot recommend Liz and BFCU enough. 10/10

Karla Wilson

Karla Wilson

7 months ago

Our loan person was very professional very nice and helpful. She was very knowledgeable and got us the loans we needed to get our vehicle that we needed in a very timely manner and even kept the payments down and affordable. Jana at Billings federal credit union is definitely the person to see if you need help with loans/ credit building etc.. thanks soo much Jana:))

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).