NCUA Insured
Member-Owned
1 charter
Established in 1935
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Billings, MT may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1935
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Billings and serves members in the MT area. Currently serving 12,985 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.24%Used Auto Loan
6.24%Personal Loan
9.24%Credit Card APR
13.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MT (NCUA Q4 2025).
Wolf Point, MT
Missoula, MT
Great Falls, MT
Billings, MT
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.7
281 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsCarol Ouert
2 weeks ago
We absolutely love working with Billings Federal Credit Union. Jana helped us with a HELOC and was great about getting back to us with all of the options. Helped us pick the best product and situation for us all while making us feel super comfortable moving forward through the process. She’s always so helpful and somehow we had fun signing loan documents? No brainer here, go see BFCU and Jana for your needs. They’ll take good care of you.
maddy paganini
3 months ago
Jana is the best I could possibly ask for! She has held my hand through getting my first car (and once it got totaled getting my second car). Going into her office, I had absolutely no concept of credit. Working with Jana has brought me to a very good Spot. Going into this bank is much more refreshing environment than giant financial institutions.
Kathy Johnson
3 months ago
Jana was not only fun to work with but very professional. She walked us through and completed our loan request quickly and accurately. We couldn’t be more pleased with her services. I have been with BFCU for 50 years and they’ve always been an exceptional banking service!!!!
Taelor Anderson
3 months ago
Liz was absolutely exceptional and very knowledgeable. She walked us through buying a new vehicle and made the experience quick and easy. I cannot recommend Liz and BFCU enough. 10/10
Karla Wilson
7 months ago
Our loan person was very professional very nice and helpful. She was very knowledgeable and got us the loans we needed to get our vehicle that we needed in a very timely manner and even kept the payments down and affordable. Jana at Billings federal credit union is definitely the person to see if you need help with loans/ credit building etc.. thanks soo much Jana:))
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(406) 248-1127Website
Visit WebsiteMembers
12,985
Total Assets
$217.5M
Year Opened
1935
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile