Montana

PO Box 5027, Great Falls, MT 59403

NCUA Insured4.4 (246 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Great Falls, MT may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1940

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 5027

Great Falls, MT 59403

Google Maps 🗺Waze

(406) 727-2210

Service Area

This credit union is located in Great Falls and serves members in the MT area. Currently serving 26,100 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.99%

Used Auto Loan

4.99%

Personal Loan

13.67%

Credit Card APR

11.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MT

Lowest rates currently reported by credit unions in MT (NCUA Q4 2025).

Wolf Point— New Auto Loan

Wolf Point, MT

3.00%

St. Pats Employees— Used Auto Loan

Missoula, MT

4.35%

Russell Country— Personal Loan

Great Falls, MT

8.50%

Altana— Credit Card APR

Billings, MT

7.95%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.4

246 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

LeeZann Johnson

3 months ago

I really enjoy all my experiences with Montana Credit Union. The employees are always so kind and knowledgeable. I have always gotten help when I go into the bank and when I email questions or concerns. I have no complaints at all.

Debra Linn

a month ago

Always a pleasant experience at Montana Credit Union. We've been members for over 20 years. I had a teller in training and her monitor assist me yesterday. My teller did amazing, courteous and friendly. Highly recommend Montana Credit Union.

Callie Brown

5 months ago

Maisy was absolutely amazing while helping me setup a new business account. Her friendly demeanor instantly put me at ease. She was extremely knowledgeable, personable and professional. I wish I could give her 10 stars and a raise! Thank you so much, Maisy for making my experience so pleasant.

Jade Miller

4 months ago

Maisie was GREAT to work with. She made opening a certificate over the phone quick and flawless. I would recommend her to anyone needing support with their banking needs! I will seek her support in the future for any of my own banking needs.