Rocky Mountain

3400 N Montana Ave, Helena, MT 59602

NCUA Insured3.7 (49 reviews)3 charter

Verified Information

NCUA Insured

Member-Owned

3 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Helena, MT may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

3 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

3400 N Montana Ave

Helena, MT 59602

Google Maps 🗺Waze

(406) 449-2680

Service Area

This credit union is located in Helena and serves members in the MT area. Currently serving 24,538 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.24%

Used Auto Loan

6.99%

Personal Loan

11.99%

Credit Card APR

16.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MT

Lowest rates currently reported by credit unions in MT (NCUA Q4 2025).

Wolf Point— New Auto Loan

Wolf Point, MT

3.00%

St. Pats Employees— Used Auto Loan

Missoula, MT

4.35%

Russell Country— Personal Loan

Great Falls, MT

8.50%

Altana— Credit Card APR

Billings, MT

7.95%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(7 total)

Member Reviews

3.7

49 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Just a Helena Guy

3 months ago

Kristen (Pavey) Hamilton (the branch manager) is the worst. She is very shady and secretive and withholds information from you and acts like your friend, but in the end she is very shady.

David Williams

5 months ago

Terrible over the phone customer service. Auto attend loops and extended hold times make this so frustrating. I have held an account for 49 years and will be moving to an institution that values its' customers time.

a year ago

Do not trust this bank with your money!! I had a checking and a savings account here. I got an email that someone took out a new debit card for my savings, I did not do this. I called them and they said they didn’t know why and asked me to forward them the email. I did and didn’t get a response. So I called again and nobody helped me. I panicked and withdrew all my cash because customer service could not help or reassure me. Also I had an issue with my checking due to changing my address and I got charged 5 - $29 fees on 2 charges and they would not refund any of them for me. Insane. Extensive bank fees, absolutely horrible customer service, just don’t go here.

Brittany Mattson

a year ago

1-star seems too generous for how awful this bank is. Several years ago it was a decent credit union. However, I never had to detail where the money I'm withdrawing from MY account is going as a pre-requisite for withdrawal... then when we refused to divulge private information, was made to wait an additional 30mins for said withdrawal. That was the final straw after several infuriating encounters. The lack of professionalism and abundance of incompetence is terrifying for a "financial institution". I will say they have a couple of wonderful tellers in the drive-thru! But the management is so inept it brings the whole place down. Don't trust this place with your hard earned money.

Coley Jones

9 months ago

I sat on hold in the RMCU phone tree for 20 minutes and was offered voicemail during business hours. Tried all numbers again and still VM. Customer service is horrible here.