Seg

PO BOX 69, Laurel, MT 59044

NCUA Insured4.6 (11 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1951

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

PO BOX 69

Laurel, MT 59044

Google Maps 🗺Waze

(406) 628-7711

Service Area

This credit union is located in Laurel and serves members in the MT area. Currently serving 1,987 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.47%

Used Auto Loan

6.34%

Personal Loan

11.01%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MT

Lowest rates currently reported by credit unions in MT (NCUA Q4 2025).

Wolf Point— New Auto Loan

Wolf Point, MT

3.00%

St. Pats Employees— Used Auto Loan

Missoula, MT

4.35%

Russell Country— Personal Loan

Great Falls, MT

8.50%

Altana— Credit Card APR

Billings, MT

7.95%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.6

11 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Penny Levy

2 years ago

SEGFCU is a great place for that personal touch when it comes to banking. I banked there when I was building a business and raising kids and they were always there to help out. I like that the "help" does not frequently change and I know them and they know who I am. It is nice not to be just another number. Thank-you for the personal touch. I have been a member since 1977. Great job! SEG

Bill Haldaman

6 years ago

The whole bunch of great gals there are smart helpful will do everything they can to make sure banking is easy been with them over 20 yrs my kids are with them I really appreciate everything they do keep it up nothing better then a small town credit union

Regina Caligiuri

6 years ago

Best local bank I've ever used and the online app is very reliable along with remote check deposit. They also are really good about loans and interest rates.