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Clearwater

3600 Brooks St, Missoula, MT 59801
NCUA Insured3.6 (109 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

3600 Brooks St

Missoula, MT 59801

Service Area

This credit union is located in Missoula and serves members in the MT area. Currently serving 66,586 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.80%

Used Auto Loan

7.45%

Personal Loan

10.60%

Credit Card APR

11.45%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MT

Lowest rates currently reported by credit unions in MT (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(11 total)

Member Reviews

3.6

109 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Vanessa

Vanessa

3 months ago

I just completed a transfer with CCU over the phone. Gave her my account # and password. She didn't ask for any further information but added she could verify the account number of the receiver. All fine and sent the transfer. AND THEN an agent called back, scolding me about needing all my information and verification in the future. I said I gave what was asked and should speak to the teller rather than me, the transfer was already done. The audacity! I was so offended. I would hope they listened to the conversation with the teller before making such a call like that.

Christine Nordhus

Christine Nordhus

5 months ago

I really like Clearwater. They have been good to us on multiple occasions and went out of their way to help me get a personal loan so I could finish school , pay for our wedding, and move. When I had an issue they reached out to resolve the problem we were having asap. They setup a new website and mobile app and it's been much easier to use then the old one. I love being able to send transfers using Zelle because it's super easy to transfer money to my family and there's no fee. Whenever I go into a branch they are very friendly and professional. Thank you for working with us Clearwater.

Donna Bjerke

Donna Bjerke

7 months ago

Jess D. is an exemplary loan officer. She is professional and kind. The Solar Loan process was fairly easy. The Stevensville Branch was very helpful by sending the necessary documents to Jess. Saved me time, which is appreciated.

Jami Winzel

Jami Winzel

9 months ago

Very understanding and kind people that work at this bank. All staff have been nothing but friendly professionals. My initial review was not accurate as to how this bank reflects itself in the community. Thank you for reaching out and hearing my experience and wanting to help correct any concerns that I had previously posted. I stand corrected. Thank you again. I would absolutely bank here!

Gerald Mace III

Gerald Mace III

a year ago

Banking service is great but the loan service is less than desirable. I originally set up my auto pay for the 24th of every month, but my original loan officer didn't set it up correctly in the system. Since I have had to call in every month to have it corrected and I have been reassured it was, only to find out next month it wasn't. This is month 9 of the loan and it's beginning to get really frustrating.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).