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Whitefish Credit Union Association

PO Box 37, Whitefish, MT 59937
NCUA Insured3.3 (25 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1934

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 37

Whitefish, MT 59937

Service Area

This credit union is located in Whitefish and serves members in the MT area. Currently serving 64,277 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.25%

Used Auto Loan

5.88%

Personal Loan

11.15%

Credit Card APR

10.93%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MT

Lowest rates currently reported by credit unions in MT (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(8 total)

Member Reviews

3.3

25 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Christine Marie

Christine Marie

5 months ago

Whitefish Credit Union is by far the best bank that I have experienced. Professional and friendly staff in all of my banking experiences at the one in Whitefish Montana.

Belva Hoppe

Belva Hoppe

3 years ago

The service we have received from Whitefish Credit Union has been top notch every step of the way. We recently financed our home through them & Kyle Elliott made the process much easier than we anticipated. They have a small town warm vibe, yet are professional & all business when it’s time to close. I would recommend Whitefish Credit Union to anyone who is looking for no nonsense banking.

N L

N L

10 months ago

Alisha and Olivia were extremely helpful and very knowledgeable. They answered every question and were very kind throughout my experiences there! I would recommend this branch to anyone if you are looking for a great experience.

Marshall

Marshall

a year ago

Sorry Whitefish Branch for the following scathing review but the lack of any accommodating response, especially from the Branch manager, prompts this honest and accurate review. The first red flag, in retrospect, was the associate handling our transaction and her physical posture and demeanor: she yawned a dozen times and had her elbows on her desk whilst holding up her head with her hands, as a first grade student does when tired at school. This highly trained associate proceeded to process a wire transfer using an ACH transfer routing number, assuring us between yawns that she had the transfer completed and the money would be available in a day. It wasn't until the next day that the wiring manager at the central offices called to tell me that it could not go thru because the aforementioned associate did not know the difference between a Wire transfer and an ACH transfer. She then directed me to the Branch Manager in WF who was handling the mess created. Astounding that a person with this competence level is given responsibilities of transferring large sums of $ and is clueless to the basics and speaks to her training. This required both parties to revisit and recontact the bank to do the whole process over. As for the Branch manager, I left her 2 voicemail messages on those 2 days and never did she feel the compulsion to return the calls. I had to drive from Bigfork to Whitefish to pick up the check that I did not know would be available due to her failing to return my calls. To put an exclamation point on all of this mismanagement, when I did get the check handed to me it was made out to the Wrong Person! Never mind that I had given my DL and a blank check with my name clearly shown on both. Little miss Branch Manager was in her windowed office when I arrived, chatting with 3 other associates about non-work related subjects and had to re-issue the check whilst I waited. This would have been an opportune time for Miss Branch Manager to come out and reach out to a wronged customer with some sort of apologetic or conciliatory interaction. She never budged nor did she even acknowledge me at the tellers window or as the person who left the voice mails. Hence this review

Travis Lister

Travis Lister

3 years ago

Do not care for Whitefish credit union. You hear all the great benefits of a credit union, don't believe any of it. I get far better customer service and benefits from Wells Fargo. I closed all my accounts with Whitefish credit union. Had enough of them.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).