Nebraska Energy

P.O. BOX 499, Columbus, NE 68602

NCUA Insured5.0 (6 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1944

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1944

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P.O. BOX 499

Columbus, NE 68602

Google Maps 🗺Waze

(402) 563-5900

Service Area

This credit union is located in Columbus and serves members in the NE area. Currently serving 12,211 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.06%

Used Auto Loan

6.88%

Personal Loan

11.34%

Credit Card APR

11.58%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NE

Lowest rates currently reported by credit unions in NE (NCUA Q4 2025).

Four Points— New Auto Loan

Omaha, NE

2.79%

Membersown— Used Auto Loan

Lincoln, NE

4.75%

Central Nebraska— Personal Loan

Grand Island, NE

9.42%

Union Pacific Streamliner— Credit Card APR

Omaha, NE

8.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

5.0

6 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Dan Strothkamp

4 years ago

I just wanted to let the world know that I just used Shawna to acquire a new vehicle loan , Shawna is awesome , on the mark for there customers . Easy , efficient , knowledgeable , I really enjoyed working with Shawna ! The credit union is aces in my book . I have several loans with them and no matter what they have always been the best to work with , I go NO where else for my financial needs . Kayla is also tops in my book also . NEFCU in a whole is a great credit union , Thank you all . Dan

Nicole H

5 years ago

I had the pleasure to recently work with Shawna, to get my son his first loan. She was the best to work with!! So friendly, and understanding, and so very helpful with information to give to my son, to get started on establishing his credit in the right way. Thank you Shawna!!