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First Lincoln

PO Box 5872, Lincoln, NE 68505
NCUA Insured4.1 (56 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 5872

Lincoln, NE 68505

Service Area

This credit union is located in Lincoln and serves members in the NE area. Currently serving 2,460 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.63%

Used Auto Loan

7.43%

Personal Loan

10.44%

Credit Card APR

9.95%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NE

Lowest rates currently reported by credit unions in NE (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.1

56 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Denison Salisbury

Denison Salisbury

4 months ago

Fatima and Ian were outstanding to work with. They got everything written up and completed in a single day, which honestly exceeded my expectations. Ian, as the loan officer, was organized, responsive, and clear throughout the entire process. No confusion, no runaround, just straightforward communication and follow-through. Fatima was equally great—professional, efficient, and genuinely helpful. The whole experience felt smooth and respectful of my time, which is rare in lending. You can tell they know what they’re doing and actually care about doing it well. Highly recommend Lincoln First Credit Union, especially if you value efficiency and competent people who get things done.

Steve

Steve

3 months ago

Been with them 35 yrs and no problems, this last yr and a half have been a nightmare from trying to get $ put back into my account to simple transfers to an out of state account having to call three or four time to get one transfer done. Really gone down hill

James Breedlove

James Breedlove

4 months ago

I’ve been a member for nearly 30 years. I’ve been fortunate to have such a great group of financial professionals. I know I’m in fantastic hands. Thanks a million Ian for doing a wonderful job.

Susan Fritz

Susan Fritz

11 months ago

I'm a transplant from Denver CO since 2016 and still have my main banking there. Moving money is very challenging with all the changes within shared branch banking and its been confusing trying to keep up. I've walked in with a frustrated attitude and have always been approached with a kind smile even when It takes me a minute to comprehend the rules and regulations about the process. The greatest customer service is being able to defuse me and help me get through my frustration to create a positive outcome. The patience and respect I've been shown from the clerks even when my annoyance is very visible is very much appreciated. You should be very proud of your staff they are all great.

Larry Miller

Larry Miller

8 months ago

We've been members since 1987, and though we seen many staff changes, we've always received the most proficient and friendly service. They always exceed our expectations.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).