Lincone

PO BOX 30659, Lincoln, NE 68503

NCUA Insured4.5 (164 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Lincoln, NE may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO BOX 30659

Lincoln, NE 68503

Google Maps 🗺Waze

(402) 441-3555

Service Area

This credit union is located in Lincoln and serves members in the NE area. Currently serving 17,162 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.25%

Used Auto Loan

6.00%

Personal Loan

18.00%

Credit Card APR

11.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NE

Lowest rates currently reported by credit unions in NE (NCUA Q4 2025).

Four Points— New Auto Loan

Omaha, NE

2.79%

Membersown— Used Auto Loan

Lincoln, NE

4.75%

Central Nebraska— Personal Loan

Grand Island, NE

9.42%

Union Pacific Streamliner— Credit Card APR

Omaha, NE

8.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.5

164 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Sharon Smith

3 months ago

We have had only good things to say about our transactions with Lincone and specifically Colton Rezek. He was very knowledgeable with the transactions we needed handled. They were completed in a very courteous and prompt manner. We really appreciate the opportunity to do business locally!

Bill Wulff

5 months ago

Would like to thank the Lincone Credit Union location on W Street Lincon Nebraska, a big thank you to Josh "Loan Officer" Just coming out of a bankruptcy I was looking to build my credit back up. Josh went above and beyond and was so good at what he does, he help with the tools I needed to restore good credit, also helped with getting me a much better interest rate on my car loan, giving me a way of paying my car off much faster and with less interest. I would recommend Josh to anyone looking for advice and help, he knows his job and handles his job very professionally. A big thank to Josh, I appreciate everything you did for me. William Wulff "Merry Christmas"

Vicki Clark

6 months ago

Our experience setting up a business account at LincOne Federal Credit Union could not have gone better. My partner and I were very impressed with Colton R, our "relationship advisor ". He does a great job despite the silly title. He was very friendly and personable, as well as professional and knowledgeable about what needed to happen in order to meet our needs. There are a lot of moving parts to setting up a new business, dealing with various government agencies, designing a web page, business cards, mission statement, deciding on a break- even point, etc. Colton made the opening of a business account as painless and smooth as possible. 5/5. Strongly recommend.

Joshua Lueders

4 months ago

I have nothing bad to say about any of my experiences wirh LincOne and their amazing staff! They have always been in my corner and actually took a chance with me when it came to helping me recover from the dreaded divorce credit hit that I took. Things have (thankfully) definitely improved for my financial situation with their help!! I am a customer for life!!

John S

4 months ago

Thank you very much Josh Jacobson for helping us with all our issues. Josh went way above & beyond explaining in detail so we understood. We feel Josh truly cares & respects people.