Membersown

1391 S 33rd St, Lincoln, NE 68510

NCUA Insured4.6 (89 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1984

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Lincoln, NE may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1984

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1391 S 33rd St

Lincoln, NE 68510

Google Maps 🗺Waze

(402) 436-5365

Service Area

This credit union is located in Lincoln and serves members in the NE area. Currently serving 8,959 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.75%

Used Auto Loan

4.75%

Personal Loan

13.50%

Credit Card APR

9.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NE

Lowest rates currently reported by credit unions in NE (NCUA Q4 2025).

Four Points— New Auto Loan

Omaha, NE

2.79%

Membersown— Used Auto LoanThis CU

Lincoln, NE

4.75%

Central Nebraska— Personal Loan

Grand Island, NE

9.42%

Union Pacific Streamliner— Credit Card APR

Omaha, NE

8.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.6

89 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Karen Bird

3 months ago

I moved to Lincoln about six months ago and the team at MOCU were great about setting me new accounts up. I then needed within the last week to then combine multiple accounts and Tom and team were fantastic to work with. Easy, straightforward and thorough. Thank you!

Kaleigh Dufoe

4 months ago

Colleen helped us with a car loan and was incredibly knowledgeable on what we needed to do for our situation, she kept us updated on where she was at and got our loan written fast! We appreciate her and MOCU and suggest everyone who's looking for a new loan to go there first!

Eric S

6 months ago

I have been a customer for almost two years now and Tom held his word and worked with my wife and I feel confident about our relations. Tom provided reassurance and was very knowledgeable.

Todd Francisco

6 months ago

MembersOwn has the most caring people in the banking industry. Not to mention very prompt and professional services. Always there to help and support us on our life journey.

Deb Richards Strudl

6 months ago

I was making my first payment on my loan. The staff at the drive through was fantastic at walk8ng me through the process. She was patient and made me feel good about the process.