University of Nebraska

PO Box 82847, Lincoln, NE 68501

NCUA Insured4.5 (86 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1937

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Lincoln, NE may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1937

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 82847

Lincoln, NE 68501

Google Maps 🗺Waze

(402) 472-2087

Service Area

This credit union is located in Lincoln and serves members in the NE area. Currently serving 11,272 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.90%

Used Auto Loan

9.11%

Personal Loan

13.62%

Credit Card APR

13.72%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NE

Lowest rates currently reported by credit unions in NE (NCUA Q4 2025).

Four Points— New Auto Loan

Omaha, NE

2.79%

Membersown— Used Auto Loan

Lincoln, NE

4.75%

Central Nebraska— Personal Loan

Grand Island, NE

9.42%

Union Pacific Streamliner— Credit Card APR

Omaha, NE

8.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.5

86 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Anonymous87

6 months ago

Used to absolutely love the credit union and there were people in the past who were amazing and helpful, however I’ve recently had extremely poor experiences. It’s been a rough year (several back to back unexpected surgeries and a single mom with a disabled child) and I missed a couple credit card payments, called them to ask for help getting caught up as I had never missed a payment until now. I was offered an unreasonably high amount to pay without offering to break it up at all. I explained I was not able to do that much and asked for other options. They never responded to my email and then when I requested a new debit card, they denied it stating I was past due. Again, I told them I tried to ask for help, but got nowhere. The lady and I emailed several times and she told me she sent it all the way up the chain, but I NEVER got a response from anyone. Then when I reached out again to the same woman, I never got a response from her when she told me to let her know if I didn’t hear back. Long story short, they are holding my money hostage as this is where my check deposits (now changed) and I can’t access my funds or get responses. Absolutely horrendous support for a long time (almost 20 years) account holder. I can’t believe it’s gotten this poor and it’s gutting not having access to my funds when I need them.

Ben Gilg

3 months ago

Needed to get a loan recently and Nebraska Federal Credit Union was a blessing! Ahmaad helped me with my loan and made the whole process easy and simple to understand and follow through with. 10/10!

Kiara Saddler

6 months ago

Spencer and Ahmaad were very helpful in assisting me with my auto loan. As a first time loan applicant, they answered any and all questions that I had. I recommend the University of Nebraska Federal Credit Union for your next loan!

Jennifer Hellwege

6 months ago

The credit union is an outstanding resource for our community—always helpful, friendly, and easy to work with. Their loan rates are among the best, and I’ve truly valued having them as part of my portfolio for many years.