Four Points

PO Box 541030, Omaha, NE 68154

NCUA Insured4.4 (82 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1934

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Omaha, NE may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1934

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 541030

Omaha, NE 68154

Google Maps 🗺Waze

(402) 431-5180

Service Area

This credit union is located in Omaha and serves members in the NE area. Currently serving 9,706 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

2.79%

Used Auto Loan

6.25%

Personal Loan

15.75%

Credit Card APR

13.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NE

Lowest rates currently reported by credit unions in NE (NCUA Q4 2025).

Four Points— New Auto LoanThis CU

Omaha, NE

2.79%

Membersown— Used Auto Loan

Lincoln, NE

4.75%

Central Nebraska— Personal Loan

Grand Island, NE

9.42%

Union Pacific Streamliner— Credit Card APR

Omaha, NE

8.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.4

82 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Rhonda Theiler

6 months ago

Naomi was so amazing to work with! She was reassuring and so helpful with getting my car loan moved through quickly for approval during a very busy work week (holiday)! She was prompt and followed through immediately! Naomi knows her job well and most importantly she radiates genuine kindness from the beginning until completion! Thank you for your care and your great service! Rhonda

John Elster

8 months ago

I've had an account with Four Points for about a year now, and I've been nothing but impressed with everything especially the customer service. I'm not what you'd call "smart" with money or banking, and their team, especially Naomi, make everything so easy. She's given me the best and most reliable information so that I can get the best interest rates possible. I don't see myself banking anywhere else any time soon so long as I keep getting the best customer care from people I trust.

Rebecca Fiengo

5 months ago

Great rates, nice app, website. But sometimes runs short on what you expect from a credit union/bank. Had address to joint account, but when I set up my individual account, they didn’t add an address. Nor did they order a bank card for the account. Those seem basic/standard. This past Saturday I went through the drive through to get ones for an event I had. I asked for 50 $1 bills. She only had $38 that she could access. That was just absolutely mind blowing. Not asking for anything obscene. Disappointed.

Larry Morton

7 months ago

Naomi Merrill is always so helpful and pleasant. I can always count on her getting anything I have requested right the first time. She is an asset to the credit union. Thanks for everything you do for me. Patty Maestas