Mutual First

14510 F. St, Omaha, NE 68137

NCUA Insured3.5 (40 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1949

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Omaha, NE may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1949

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

14510 F. St

Omaha, NE 68137

Google Maps 🗺Waze

(402) 697-8200

Service Area

This credit union is located in Omaha and serves members in the NE area. Currently serving 10,061 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.49%

Used Auto Loan

6.49%

Personal Loan

9.49%

Credit Card APR

10.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NE

Lowest rates currently reported by credit unions in NE (NCUA Q4 2025).

Four Points— New Auto Loan

Omaha, NE

2.79%

Membersown— Used Auto Loan

Lincoln, NE

4.75%

Central Nebraska— Personal Loan

Grand Island, NE

9.42%

Union Pacific Streamliner— Credit Card APR

Omaha, NE

8.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.5

40 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Achan Ring

7 months ago

WORST BANK EVER!!!! If you want a piece of mind and sanity, stay away from this predatory bank. They charged me $576 in a week in false fees.

Warner Rasmussen

a year ago

If you want an institution you can count on, go elsewhere. They closed my account without any notice because there was an unusual charge. They closed my friends account as well. The lady was very disrespectful with him and said they don't need either of our business. They don't need your business. That's their position. Not community, or local pride, or even respect for other humans. Very glad this happened before I opened my companies payroll account with them.

Jennifer Points

9 months ago

Horrible banking behavior. Predatory loans and lending. Please don’t use this bank they do not care about the customer . They take advantage of disabled veteran , predatory loans through their bank. You can’t even ask for a deferred payment without paying them 50 dollars. This is why Americans are struggling, banking institutions with predatory lending practices!

Happy Bergner

7 months ago

It's a great Credit Union. Have been banking there for years.

Christopher Bergner

a year ago

FOR THE LOVE OF GOD. Please change your hold message...its stuck on repeat with no break thank you for waiting a representative will be with you as soon as possible our mission is to equip you with resources that equip you and engage.... I might change credit unions if you don't change this.