NCUA Insured
Member-Owned
1 charter
Established in 1946
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Papillion, NE may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1946
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Papillion and serves members in the NE area. Currently serving 116,118 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
8.50%Used Auto Loan
9.25%Personal Loan
14.50%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in NE (NCUA Q4 2025).
Omaha, NE
Lincoln, NE
Grand Island, NE
Omaha, NE
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.2
197 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsZackery Williams
3 months ago
I applied for a HELOC not knowing exactly what to expect and they were so welcoming and incredibly helpful through our journey. Speak to Osvaldo for your HELOC. He is fast at responding, very knowledgeable and will be more than happy to baby-step you through the process of your loan. I'm so happy to have chosen them. The app is also an absolute breeze to navigate. And if that wasn't enough they had a very nice rep, Veronica, call me to welcome me and show me everything I needed to do on the app in real time. I have been a NFCU member since 2008 but Cobalt has something so special that I'm considering moving everything I have to them.
Annette Kasselman
2 weeks ago
I wanted to get praise to the loan department, especially Napoleon who helped me acquire a small loan while I’ve been off my feet. The whole team was excellent. Everything went very quickly and I was able to pay bills by the following Tuesday. Thank you so much!
Josh
3 months ago
Katie was the lady that helped me out through the drive-through and she’s also I believe a manager had a branch but let me just tell you how helpful she was. She looked at me as a person and not just a number truly helped me out in ways that I can’t even comprehend and because of her, I will be a life customer with you guys. Thank you so much Katie again I appreciate everything you did shout out to the next president of cobalt credit union!
Josh Martinez
3 months ago
Overall great experience with them so far, they reached out to me to setup my account for an auto loan, and the person I spoke to was extremely helpful and very kind. She made sure I was all setup the way I wanted, and was very helpful when I asked questions.
Ira Banks
7 months ago
I would like to extend my sincere appreciation to Madison at Cobalt Credit Union for her outstanding professionalism, timeliness, and patience. From start to finish, she demonstrated exceptional customer service, ensuring that every detail was handled efficiently and with genuine care. Madison’s calm and courteous demeanor made the entire experience smooth and pleasant, reflecting her strong commitment to excellence. She represents Cobalt Credit Union with the utmost integrity and professionalism, and I truly believe she is a phenomenal employee and a tremendous asset to the organization.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(402) 292-8000Website
Visit WebsiteMembers
116,118
Total Assets
$1.3B
Year Opened
1946
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile