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Cobalt

7148 Towne Center Pkwy, Papillion, NE 68046
NCUA Insured4.2 (197 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1946

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

7148 Towne Center Pkwy

Papillion, NE 68046

Service Area

This credit union is located in Papillion and serves members in the NE area. Currently serving 116,118 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

8.50%

Used Auto Loan

9.25%

Personal Loan

14.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NE

Lowest rates currently reported by credit unions in NE (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(19 total)

Member Reviews

4.2

197 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Zackery Williams

Zackery Williams

3 months ago

I applied for a HELOC not knowing exactly what to expect and they were so welcoming and incredibly helpful through our journey. Speak to Osvaldo for your HELOC. He is fast at responding, very knowledgeable and will be more than happy to baby-step you through the process of your loan. I'm so happy to have chosen them. The app is also an absolute breeze to navigate. And if that wasn't enough they had a very nice rep, Veronica, call me to welcome me and show me everything I needed to do on the app in real time. I have been a NFCU member since 2008 but Cobalt has something so special that I'm considering moving everything I have to them.

Annette Kasselman

Annette Kasselman

2 weeks ago

I wanted to get praise to the loan department, especially Napoleon who helped me acquire a small loan while I’ve been off my feet. The whole team was excellent. Everything went very quickly and I was able to pay bills by the following Tuesday. Thank you so much!

Josh

Josh

3 months ago

Katie was the lady that helped me out through the drive-through and she’s also I believe a manager had a branch but let me just tell you how helpful she was. She looked at me as a person and not just a number truly helped me out in ways that I can’t even comprehend and because of her, I will be a life customer with you guys. Thank you so much Katie again I appreciate everything you did shout out to the next president of cobalt credit union!

Josh Martinez

Josh Martinez

3 months ago

Overall great experience with them so far, they reached out to me to setup my account for an auto loan, and the person I spoke to was extremely helpful and very kind. She made sure I was all setup the way I wanted, and was very helpful when I asked questions.

Ira Banks

Ira Banks

7 months ago

I would like to extend my sincere appreciation to Madison at Cobalt Credit Union for her outstanding professionalism, timeliness, and patience. From start to finish, she demonstrated exceptional customer service, ensuring that every detail was handled efficiently and with genuine care. Madison’s calm and courteous demeanor made the entire experience smooth and pleasant, reflecting her strong commitment to excellence. She represents Cobalt Credit Union with the utmost integrity and professionalism, and I truly believe she is a phenomenal employee and a tremendous asset to the organization.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).