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Financial Horizons

P.O. BOX 2288, Hawthorne, NV 89415
NCUA Insured3.1 (21 reviews)3 charter

Verified Information

NCUA Insured

Member-Owned

3 charter

Established in 1947

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. BOX 2288

Hawthorne, NV 89415

Service Area

This credit union is located in Hawthorne and serves members in the NV area. Currently serving 14,399 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.20%

Used Auto Loan

6.45%

Personal Loan

9.80%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NV

Lowest rates currently reported by credit unions in NV (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

3.1

21 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Jon Schonhardt

Jon Schonhardt

5 months ago

I just moved here. And I think I understand where a lot of the negative reviews come from for this establishment. I think it trickles from the woman who seems to be the manager. I don’t know her exact position but clearly was the highest in hierarchy here. I sat with her first, and after a weird convo with her complete lack of selling skills on simply having an account I left unsatisfied on having a local bank to deal with. A couple days later I went back in to open an account anyway because it was advantageous in just one respect for my situation, and though the other employees seemed nice, that same manager jerked my situation around several times and if I do decide to open an account with this Bank(Credit Union), I will go to another town to set it up!!! It’s like she doesn’t care at all, has NO pleasantries, I just don’t know, but I’d bet a million bucks this bad management skills trickles down and helps to get the negativity I saw in other reviews. Maybe got the job cause she knows someone, and also knows they are the only bank in town… wish I could open competition!!! Sad, cause I love having good experiences with my banks and their excellent employees, and always have…. Until now.

Bill Crowell

Bill Crowell

9 months ago

After three months with this Credit Union, I am finding out that a check I deposited will have a 9 day hold! They tell me this is the policy until I have had the account for six months. So, they will have my money in two days, (the check is drawn on a major bank), but I won't have access for another week after that! Unbelievable! Update: Way past 6 months later and now they want to hold a check deposit for 7 days, which is better than 9, but still ridiculous! Banks have had the ability to verify funds. They could do it with a phone call half a century ago, but somehow, with today's technology, you can wait a week to ten days for your money!

Kansas Bowling

Kansas Bowling

a year ago

Can you please update your hours? Have a charge coming out tomorrow and drove from the lake to deposit cash and you’re closed an hour and a half before it says online. Wasting time and money and I’ll be charged a late fee :( someone else was here trying to make a deposit too since they also read online you’re open till 6

Ash Orndorff

Ash Orndorff

a year ago

Had a fraud charge and dispute problem with 3rd party….financial horizons Lindsey personally went out of her way to contact me with a specialist to resolve, who was awesome (Tonya). Problems may come up, but they are always on it!

José Brito

José Brito

a year ago

I made an over payment on my car loan. I left the over payment stay with Financial Horizons as they were paying interest. On the last statement they charged $15.00 service fee and claimed he account was inactive. They never gave me notice, I closed the account and they refused to refund the $15.00 fee. Pretty greedy and I will never used them again.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).