Sierra Pacific

PO BOX 10100, Reno, NV 89511

NCUA Insured4.8 (83 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO BOX 10100

Reno, NV 89511

Google Maps 🗺Waze

(775) 834-4579

Service Area

This credit union is located in Reno and serves members in the NV area. Currently serving 10,730 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.79%

Used Auto Loan

3.79%

Personal Loan

8.99%

Credit Card APR

8.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NV

Lowest rates currently reported by credit unions in NV (NCUA Q4 2025).

Sierra Pacific— New Auto LoanThis CU

Reno, NV

3.79%

Sierra Pacific— Used Auto LoanThis CU

Reno, NV

3.79%

Boulder Dam— Personal Loan

Boulder City, NV

8.00%

Sierra Pacific— Credit Card APRThis CU

Reno, NV

8.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

4.8

83 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Gina Jones

7 months ago

I have been a member with Sierra Pacific Employee Credit Union for many years and have always received great service. Their on line banking is easy to use. Staff is always friendly and helpful. Great place!

Rosa Hall

5 months ago

Jessica Garcia is far from being an ordinary banker, she is extraordinary and I don’t think I ever had someone like her taking care of me and my family. Jessica is professional, caring and knowledgeable and has always a big smile on her face that makes it all even more special.

Kathy Ricketts

5 months ago

Conner has been great. Have spoken to him a few times and he has solved my issued with great efficiency.

Jonathan Ramsdell

11 months ago

I love that weather. I'm getting alone for the best rates in town. Sending a wire, we're just depositing. A check staff is knowledgeable courteous in my town. There's locations everywhere convenient.It's nice to know.I finally found my lifelong financial institu

Erika Root

a year ago

I’ve only had very good experiences with SPFCU. Their banking resources have everything I need. I also got a car loan through them, and I got a great rate AND the service was exceptional.