Affinity

73 Mountainview Blvd, Basking Ridge, NJ 07920

NCUA Insured2.5 (86 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

73 Mountainview Blvd

Basking Ridge, NJ 07920

Google Maps 🗺Waze

(908) 860-7208

Service Area

This credit union is located in Basking Ridge and serves members in the NJ area. Currently serving 242,194 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.94%

Used Auto Loan

5.45%

Personal Loan

13.50%

Credit Card APR

12.10%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).

Bay Atlantic— New Auto Loan

Vineland, NJ

1.99%

Manville Area— Used Auto Loan

Manville, NJ

4.00%

Linden Nj Police & Firemen— Personal Loan

Linden, NJ

6.99%

Unilever— Credit Card APR

Englewood Cliff, NJ

7.75%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(22 total)

Member Reviews

2.5

86 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Gerard Flanagan

a week ago

Been a member for close to 50-years (through its transitions) and have sincere gratitude for their outstanding services and exceptionally competent personnel who have helped my family and me grow financially successful and achieve a quality of life way beyond that which I had when I first signed up!

Nitra Fall

6 months ago

My account is froze and they close my account for no reason. It showed on my credit report their acting like it take days to unfreeze my account. Why was my account even closed when I didnt close it was for a helo which last 10 yrs my 10 yrs not up Im so angry with this bank nothing has changed

Nicholas Sciarrillo

10 months ago

This is the worst credit union you can possibly get. I've been having issues with my ATM card for over a year. Multiple new cards, multiple pin changes, etc., and fraud prevention still states there is nothing wrong. Good luck going to the actual "bank" you can't take more than 1000 out because they don't have enough on hand. Starting new accounts elsewhere is a PITA but it's well worth it. Just don't start an account with them.