Back to Bloomfield credit unions

Essex County Teachers

125 FRANKLIN ST., Bloomfield, NJ 07003
NCUA Insured4.2 (180 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

125 FRANKLIN ST.

Bloomfield, NJ 07003

Service Area

This credit union is located in Bloomfield and serves members in the NJ area. Currently serving 3,593 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

8.00%

Used Auto Loan

8.00%

Personal Loan

14.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.2

180 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Towana Christopher

Towana Christopher

3 months ago

I had an excellent experience working with Pam at the Credit Union. She was knowledgeable, patient, and genuinely committed to helping me find the best solution for my needs. Pam took the time to clearly explain all of my options, answered every question thoroughly, and ensured the entire process was smooth and stress-free. Her professionalism, attention to detail, and friendly approach truly set her apart. It’s clear that she cares about her members and takes pride in delivering exceptional service. I greatly appreciate her support and would highly recommend Pam to anyone seeking guidance or assistance at the Credit Union.

Tomika Fisher

Tomika Fisher

4 months ago

The staff in the Newark location are amazing. I never had an issue with either customer service representative when I go to the office and they are professional. Pam is great and very helpful and knowledgeable and pleasant to talk to.

Jerry Holley

Jerry Holley

5 months ago

Both Pam and Tichelle were extremely hospitable, helpful, and nurturing towards my daughter while also providing service. They were able to answer my myriad of questions and made me feel extremely secure with my account. I would highly recommend anyone to partake from their services.

jahnique vallejo

jahnique vallejo

3 months ago

I’ve been a member for years, I love the benefits. I normally go to HOR branch & get serviced with Pam. She’s awesome, patient & professional.

Sandy Hooker

Sandy Hooker

5 months ago

Ms. Pam, Ms. Tichelle was so very helpful and professional. They assisted me with everything I needed to better myself financially. I am so grateful for their excellent customer service. Thank you! Sandra Young

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).