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Financial Resources

3040 US Highway 22 Bldg 2, Branchburg, NJ 08876
NCUA Insured3.3 (38 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1950

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

3040 US Highway 22 Bldg 2

Branchburg, NJ 08876

Service Area

This credit union is located in Branchburg and serves members in the NJ area. Currently serving 29,903 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.31%

Used Auto Loan

7.90%

Personal Loan

11.20%

Credit Card APR

10.59%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(10 total)

Member Reviews

3.3

38 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Nicholas Burrows

Nicholas Burrows

5 months ago

After mobile depositing several checks from an insurance claim made out to me and my lienholder, the last two were rejected because the lienholder didn't stamp them, but instead were endorsed with a wet signature by an employee at the lienholder. Their failure to follow their procedures previously and the decision to follow them now would've put me in a bind had I not had the wherewithal to move money from my savings to my checking account. I understand that there are policies and procedures that financial institutions need to follow, but they need to be followed consistently and not haphazardly like a drunks stumbling out of a bar after last call. I've been a loyal customer for years, but the past 12 months has me seriously rethinking whether or not I want to maintain doing business with them in the future.

Ashley T

Ashley T

12 months ago

Avoid this place at all costs. My experience is similar to all of the other reviews. They stated I was unable to provide documentation after providing all the required forms, paystubs, insurance requirements, and notarized statements! The manager, Karen, was incredibly rude to me, as in other reviews. I asked for a reason behind a loan denial and she called me a red flag along with another name. I have notarized documents, proof of income, and frankly they could not provide me with a valid reason. I cannot stress how RUDE the manager was. They do not value your time, and will do unneeded credit pulls (seems to be a common experience!). They provided false hope and a negative impact on my credit with no good cause, and rude staff. Edit: They stated they would not provide the loan due to not placing FCU as the lien holder on my insurance, without the loan approval. Yet another waste of time.

Nina Massa

Nina Massa

4 months ago

I absolutely love the team at Branchburg, the are fantastic! Would never trade this credit Union!

E.S Jung

E.S Jung

6 months ago

Bill and his team were fantastic during my mortgage process. Highly recommended!

Marissa Julian

Marissa Julian

11 months ago

I’ve been banking with FRFCU for a while now, and I just have to say—their customer support is top-notch. Every time I’ve had a question or needed help, their team has been super friendly, patient, and quick to sort things out. It’s so refreshing to talk to real people who actually listen and know what they’re doing. Whether it’s something small like resetting a password or bigger stuff like account issues, they always make the process smooth and easy. Highly recommend FRFCU!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).