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Nova Ua

851 ALLWOOD RD, Clifton, NJ 07012
NCUA Insured4.5 (17 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1960

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

851 ALLWOOD RD

Clifton, NJ 07012

Service Area

This credit union is located in Clifton and serves members in the NJ area. Currently serving 3,691 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.13%

Used Auto Loan

4.75%

Personal Loan

12.50%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.5

17 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Johnny Binane (Gabagool Staten Island)

Johnny Binane (Gabagool Staten Island)

7 months ago

I canceled my account a couple years ago because I had to move forward. But my parent still has their account with this Bank and three times she has gone to Europe within the last five years, especially on this very day that I’m writing this review. she still can’t use her debit card. We can make a week in advance visit to the Bank and let them know that we are going to Europe and we’re gonna need to use the debit card, still cannot be used. My parent had the same issue back a couple years ago when she had surgery and was stuck in Europe for nearly 2 months and I must’ve came back & forth to this bank more than four times on the same issue and they stated that “there’s nothing on their side, no problem” but still couldn’t charge the card anywhere in Europe. Till this day, I’m with my mother she tried using the card and it wouldn’t go through. My parent will continue having this account “ as chump change” , but we’ll get a primary one from another bank for normal use, not to go through this the 4th time. Once Valentina stopped working here things messed up

Moe

Moe

11 months ago

Don't want to use the R word here but all I sensed was discrimination here. I'm not white. I'm a double minority. Wanted to inquire about mortgage and right off the bat, she kept asking me if I have cash for 20% down. I wanted her to run my income, assets etc and tell me what if qualify for. Then as soon as I said I already own 2 properties, her demeanor changed. But too late. Don't go here if you're a minority

Mykola Dovhan

Mykola Dovhan

7 years ago

My family and I have been banking here for many years, fast survive never a hold up. Staff is knowledgeable and polite.

Людмила Іванівна

Людмила Іванівна

6 years ago

awesome branch, very knowledgeable staff and great service! I'd recommend!

Jersey Joyride

Jersey Joyride

7 years ago

I have to wonder how another reviewer has been using this branch for years when it only opened this year?

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).