Nj Gateway

P. O. Box 420, Dayton, NJ 08810

NCUA Insured5.0 (4 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1969

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Dayton, NJ may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1969

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsBusiness LoansCredit Cards

Location & Directions

Address

P. O. Box 420

Dayton, NJ 08810

Google Maps 🗺Waze

(732) 329-3838

Service Area

This credit union is located in Dayton and serves members in the NJ area. Currently serving 2,381 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.75%

Used Auto Loan

6.50%

Personal Loan

10.99%

Credit Card APR

13.80%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).

Bay Atlantic— New Auto Loan

Vineland, NJ

1.99%

Manville Area— Used Auto Loan

Manville, NJ

4.00%

Linden Nj Police & Firemen— Personal Loan

Linden, NJ

6.99%

Unilever— Credit Card APR

Englewood Cliff, NJ

7.75%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

5.0

4 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Mike Stack

4 years ago

I have been a member here since 1990 and have seen many wonderful people come and go. But the service has never has suffered. In 1990, my father worked at IBM, which was close by to the NJ Gateway and he opened up an account for me and he would make weekly deposits for me. There were never charges for having certain amounts or balances in the account, and this policy stands to this very day. Everyone I have dealt over the years have grown with me, from regular saving and checking accounts, to an auto loan, to a line of credit in a needful time. I've only been to the physical location less than ten times, but the relationship and professionalism that we share via telephone is a shining example of of most financial institutions should treat their customers today. A lifetime member. Until that life ends (haha) Mike Stack Montgomery Township NJ