Picatinny

100 MINERAL SPRINGS RD, Dover, NJ 07801

NCUA Insured3.7 (133 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Dover, NJ may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

100 MINERAL SPRINGS RD

Dover, NJ 07801

Google Maps 🗺Waze

(973) 361-5225

Service Area

This credit union is located in Dover and serves members in the NJ area. Currently serving 19,834 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.75%

Used Auto Loan

6.50%

Personal Loan

13.24%

Credit Card APR

16.74%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).

Bay Atlantic— New Auto Loan

Vineland, NJ

1.99%

Manville Area— Used Auto Loan

Manville, NJ

4.00%

Linden Nj Police & Firemen— Personal Loan

Linden, NJ

6.99%

Unilever— Credit Card APR

Englewood Cliff, NJ

7.75%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

3.7

133 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Carol Kuchta

3 months ago

Been banking at Picatinny since 2008 and have never had an unpleasant experience. Rates are comparable to other local banking companies, service is speedy and the folks who work there know their stuff! Nahla in Rockaway just helped us with securing funds for a new car purchase. She has been holding my hand for all of my father’s estate/ trust needs. Glad Picatinny is available to us!!

chris quinn

3 months ago

Nala always delivers exceptional service to myself and every member of my family all of which have accounts at picatinny Federal credit Union. Regardless of what topics and questions we have she always has the answers we need.

Christina Pilczak-Szczesny

3 months ago

I have banked there for many years because my employer offered it. I never feel comfortable going there. A lot of the folks that work there aren't very friendly. I am not saying all, but some aren't. I've tried to get 3 different loans, when they advertise about their rates. All 3 times it was more trouble than it was worth, with 1 time being denied. I have impeccable credit, and found better rates all 3 times with full, no hassle approvals. I just find it difficult to work with them. Even transferring money is a hassle. Probably will be closing my account sooner than later this year.

Jeff Clawson

3 months ago

I have been using Picatinny Federal Credit for years. I would never use another bank. The employees are so nice and very helpful with my banking needs.My mother worked there back in the 90’s until she retired. Ray F. Carolina, Cesar and Maria R. are so great.

Vivian Rodriguez

3 months ago

I applied online for a car loan it took a little bit to hear back from them, I kept calling until I was connected with Julianna R. from the Flanders office. I would definitely say that she went above and beyond in helping me with the loan, I bank in the Dover/Rockaway branch and had to sign some forms in person and Julianna made it so that she was in that branch. I was very appreciative and thank Julianna for all of her help & support in making this process so easy. 😊