Southern Middlesex Co Tchrs
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1939
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1939
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in East Brunswick and serves members in the NJ area. Currently serving 2,912 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.25%Used Auto Loan
7.25%Personal Loan
11.50%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in NJ
Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).
Vineland, NJ
Manville, NJ
Linden, NJ
Englewood Cliff, NJ
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(1 total)
Member Reviews
3.9
14 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
My Opinion Counts
2 years ago
My parents and I have banked here for a good while now and I begged the lady to hold on to my check until I get to the bank because I got held up in traffic and I am driving from a far location and I was truly disappointed due to the fact that we bank here and build a relationship with these people. They do not owe me an obligation, but I explained that I needed the check for today and I couldn’t wait until Monday and they basically left me in the dark.
Regina Ferguson
4 years ago
I've been a member for over 15 years. Always treated like a person not a number. Thank you all for being the best.
William LeBuis
7 years ago
Greeted with a smile every time ! Very helpful, answer all your questions. You are part of a family ! Customer service at it's finest !
Chantal Hagan
2 years ago
Multiple family members bank here, and we like the personal relationship.
Julia Dewhirst
7 years ago
Absolutely amazing service! Small delightful office!!
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(732) 238-8662Website
Visit WebsiteMembers
2,912
Total Assets
$45.8M
Year Opened
1939
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile