Ridgedale

124 S Ridgedale AVe, East Hanover, NJ 07936

NCUA Insured4.9 (147 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1947

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1947

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

124 S Ridgedale AVe

East Hanover, NJ 07936

Google Maps 🗺Waze

(973) 947-1000

Service Area

This credit union is located in East Hanover and serves members in the NJ area. Currently serving 3,709 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.94%

Used Auto Loan

5.94%

Personal Loan

9.19%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).

Bay Atlantic— New Auto Loan

Vineland, NJ

1.99%

Manville Area— Used Auto Loan

Manville, NJ

4.00%

Linden Nj Police & Firemen— Personal Loan

Linden, NJ

6.99%

Unilever— Credit Card APR

Englewood Cliff, NJ

7.75%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.9

147 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Marcsi H

4 months ago

I have been a member of the Credit Union since 1982. It has gone through many changes, but it has always remained the best service. Whenever I have asked for help, whether by phone or in the office, they have always been willing, kind and helped to the best of their ability.I recommend it to everyone because they will be happy to be members of this great Ridgedale Federal Credit Union. Personally, those I would like to mention for their outstanding work are Felicia, Dolly and Ausilia

Roshan Singh

3 months ago

Marjorie at Ridgedale Credit Union was fantastic in helping me transfer my car loan. She made the entire process smooth, quick, and stress-free, and took the time to clearly explain everything. Truly appreciate her professionalism and support — highly recommend working with her!

Ivonne Salazar

2 months ago

Rose and her team were excellent. We received awesome customer service. Rose helped us obtain a loan and the process was very organized and transparent. She responds quickly and is easy to reach. I would definitely recommend Ridgedale Federal Credit Union to others for their banking needs. We're looking forward to working with them again.

Mak Mtls

6 months ago

Marjorie was extremely helpful throughout my loan process. She was patient, professional, and guided me step-by-step, making everything clear and easy to understand. I really appreciate her support and highly recommend her to anyone looking for a smooth loan experience.

Morris Morris

7 months ago

I'd like to express my appreciation for the amazing service from the team at Ridgedale FCU. Rose, Dolly, and Marjorie have been incredibly helpful, professional, and accommodating every time I’ve visited. They always go above and beyond to assist with my banking needs, and they make every interaction pleasant and efficient. It’s truly a pleasure dealing with such a friendly and competent team—thank you for your outstanding service!