Hmc (Nj)

84 Park Ave Ste E103, Flemington, NJ 08822

NCUA Insured5.0 (10 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1978

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1978

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

84 Park Ave Ste E103

Flemington, NJ 08822

Google Maps 🗺Waze

(908) 483-5767

Service Area

This credit union is located in Flemington and serves members in the NJ area. Currently serving 801 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.29%

Used Auto Loan

6.68%

Personal Loan

10.08%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).

Bay Atlantic— New Auto Loan

Vineland, NJ

1.99%

Manville Area— Used Auto Loan

Manville, NJ

4.00%

Linden Nj Police & Firemen— Personal Loan

Linden, NJ

6.99%

Unilever— Credit Card APR

Englewood Cliff, NJ

7.75%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

5.0

10 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Tony Nagy

2 years ago

HMC Federal Credit Union has the BEST employees! Donna and Janine really care about each and every member and they both make every transaction quick and easy. They are also experts in choosing loans. We also love the new place!

John Harrold

3 years ago

I have been a member for years. I have to say that the HMC credit union has always been a reliable and trustworthy place for me to bank. Even since moving away I prefer to keep this as my primary bank. I haven’t been to the new location yet so I can’t speak to the parking situation. Credit unions in general are an important part of the community. With other banks trying to squeeze you as much as possible, credit unions come in to fill the space in the community where you can get personal and relatable service. Try HMC credit union is a shining example of what community banking could be.

Melinda Boelhower-Hering

3 years ago

The staff especially the manager Janine is always courteous and professional. She ALWAYS takes time to answer all of my questions. I feel so confident in making financial decisions after getting her guidance. I am always happy with the personal service I receive.

Jennifer Torley

3 years ago

I always get friendly, expert service here! The employees are knowledgeable and offer sound solutions to all my financial situations. It's always nice to walk in and be greeted with a smiling face and professional attitude. I appreciate the extra care they take to ensure privacy and confidentiality.

John Harrold and Sophie Ni

3 years ago

Not to name any names but I am so tired of the bigger banks making things so difficult. Anyway. Thanks to HMC for answering the phone when I call. Honestly, it Donna is always so helpful when I call - even when I should probably be able to figure stuff out on my own - they are really patient. Thanks.