Mercer County Nj Teachers

2271 HIGHWAY 33 STE 108, Hamilton Square, NJ 08690

NCUA Insured3.9 (7 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Hamilton Square, NJ may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

2271 HIGHWAY 33 STE 108

Hamilton Square, NJ 08690

Google Maps 🗺Waze

(609) 586-6669

Service Area

This credit union is located in Hamilton Square and serves members in the NJ area. Currently serving 3,717 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.37%

Used Auto Loan

5.90%

Personal Loan

12.28%

Credit Card APR

9.54%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).

Bay Atlantic— New Auto Loan

Vineland, NJ

1.99%

Manville Area— Used Auto Loan

Manville, NJ

4.00%

Linden Nj Police & Firemen— Personal Loan

Linden, NJ

6.99%

Unilever— Credit Card APR

Englewood Cliff, NJ

7.75%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.9

7 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Brandon Hutton

3 months ago

After they placed my January payment for my auto loan to an old closed account I got a call on Feb 26th saying I was 45 days late!!! I said there is no way I made a payment on Jan 30th so after Diana did some investigating she found out they placed the payment to an old closed account and assured me it was taken care of! So this morning March 2nd a repo truck pulls up and takes my Jeep I called Diana who was as confused as I was so she put a supervisor Mike on the phone he proceeds to tell me it was my fault for being delinquent I said no it’s your banks fault for placing the payment on the wrong account so after going back and forth he tells my if I make my Feb payment which is only 10 days late and pay the repo fee he will have the leave my car so basically this bank took my car for being only 10 days late which my contract says after 30 days they can take it so they illegally took my car do your self a favor never do business with this credit union!!!

Janelle Wilkinson

10 months ago

I have been a member of the NJTFCU for over 30 years. I have always been given exemplary service with friendly smiles. Last summer, I applied for used auto loan and got thee lowest rate that beat all competitors by .5%. I am now going back for a HELOC.

Barbara Carey

a year ago

After being a member for years, I recently decided to apply for a small personal loan. After almost a week and providing paystubs, I was asked by Judy to provide my W-2s, an explanation on why I applied to their bank instead of my other credit unions, only to be DENIED. I have never been taking through an interrogation as such for such a small loan. I applied to my other credit union and was approved in one day. I closed out my accounts due to feeling as though I was treated unfairly.

Mike Neuhaus

9 years ago

Among financial institutions, Mercer County NJ Teachers’ FCU is truly a best kept secret. Even if your banking needs are very simple and mostly online with visits to the office infrequent, you’re not just a number here. People remember you and do all they can to provide the utmost in service for all their members.