Erie Lackawanna Railroad Co Emp
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1940
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.
Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1940
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Hoboken and serves members in the NJ area. Currently serving 1,849 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
7.00%Used Auto Loan
7.75%Personal Loan
12.75%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in NJ
Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).
Vineland, NJ
Manville, NJ
Linden, NJ
Englewood Cliff, NJ
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(1 total)
Member Reviews
4.5
16 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
jacckal178
a year ago
Been a member for over 20 yrs, I highly recommend you join. Service is fast and efficient. Henry is quick and to the point, making transactions as easy as possible.
Rico Sagese
a year ago
Henry is eager to make your experiences positive and has been great helping me & many others w loans, withdrawals, etc. ....Great job!
Chad
10 years ago
Excellent service, great rates. I call, say my first name and the check is in the mail and at my door two days later. You deal with one guy (Henry) instead of multiple people that give you the run around.
Yoli H
6 years ago
I like the workers but the work ethics is VERY UNPROFESSIONAL.. Information is not secured properly.. They allow more than one client in the room at the same time while you are being assisted.. Social security number, account number, and transaction amounts are being exchanged while others are present.. There is absolutely no privacy in that office. HENRY TOLD ME THAT IF I don't like the way things are being done then to pay off my loans and go somewhere else. HE ALSO STATED THAT IF I COMPLAIN NOTHING WILL CHANGE.
Billy Ryder
3 years ago
Henry is the best they are a great credit union I’ve been using them for over 10 years
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(201) 222-8325Members
1,849
Total Assets
$11.6M
Year Opened
1940
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile