NCUA Insured
Member-Owned
1 charter
Established in 1951
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Jersey City, NJ may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1951
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Jersey City and serves members in the NJ area. Currently serving 18,085 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
7.87%Used Auto Loan
9.73%Personal Loan
11.01%Credit Card APR
17.65%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).
Vineland, NJ
Manville, NJ
Linden, NJ
Englewood Cliff, NJ
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.1
142 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsJoana Amparo
3 months ago
Avoid at all costs!!!! At first I thought this place was great until I was having issues paying my bill. I had a car loan that I got in 2020 and a regular loan years later. I couldn’t afford to pay for both loans and I only paid for my car loan payment. I didn’t have enough money for the regular loan. One morning or in the middle of the night my car was repossessed. I thought I was robbed or my boyfriend borrowed my car. Because I paid my car payment. I figured out that liberty savings have repossessed my car even though I paid for it. The liberty saving agent Claudia Truman told me my car was repossessed because I didn’t paid the second loan and saying both loans are connected so they had the right to repossess my car. How does that make sense? I got both loans in different years. I had to paid the loan amount to get my car out. I used all my money then I call the tow company trying to get my car out. I couldn’t get it out because it was 1000 to get it out. I had to leave it and everyday it was a fee to use the tow company parking lot. I had to borrow money from my dad to take it out the tow company which was 2429.97. Then because the car was just parked for many days the tow company and liberty tried to sell my vehicle. What a nightmare liberty put me through. I wouldn’t recommend any loan company they prey on the community so we all in debt. I can’t wait till I’m done paying off my car so I don’t have to deal with this company.
Vanessa Reyes
3 months ago
The service is great. Very helpful. I have been with them for over 23 years. Claudia Thurman is great and very helpful!!! I highly recommend to talk to her when you need something. 😊😊
Paulette Bailey
a year ago
Horrible Service! Never can get a resolution to any of the problems they create. The digital app doesn’t work properly. I tried to withdraw money from several ATM’s but kept getting denied. I had to keep taking time to go within their bank to manually withdraw my money because even the ATM inside their bank denied me 8 times, even though my card and password was verified as correct (never resolved). I received another person’s banking info because we have the same name (scary). In this digital age, LSFCU has to do better for their customers. We do not have time to keep running to your bank to be able to have access to our own money. Banking should be made easy!
Oshea S
8 months ago
They are the absolute worst! Poor service, the staff is unprofessional and rude, outdated methods and poor bookkeeping which is very concerning especially since they are dealing with your money!
g casseus
a year ago
Claudia Thurman has been an absolute blessing. I was facing financial issues and a change in career. She had the patience and expertise to walk me through what needed to be done to help keep my account active and from closing and not losing my car loan. With her I was able to lower my car payments drastically and keep my Account secure and active. I am very grateful to have Claudia as my rep. and her enthusiasm to help has kept me from being discouraged during some rough times. Thank you again Claudia and Happy holidays.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(201) 659-3900Website
Visit WebsiteMembers
18,085
Total Assets
$132.1M
Year Opened
1951
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile