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The Atlantic

P.O. Box 618, Kenilworth, NJ 07033
NCUA Insured4.1 (122 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. Box 618

Kenilworth, NJ 07033

Service Area

This credit union is located in Kenilworth and serves members in the NJ area. Currently serving 14,754 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.29%

Used Auto Loan

5.49%

Personal Loan

13.25%

Credit Card APR

16.49%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.1

122 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Tyeisha Reaves

Tyeisha Reaves

7 months ago

I visited the branch to close my account but after speaking with Alesia I instead made changes to my account that works best for me. She was so knowledgeable and understanding of my wants. Kim “Pink desk” was able to further assist me with making the final changes and took the time to explain and provide all the necessary paperwork. Both ladies were great and I Truly appreciate their services.

Tracey Evans

Tracey Evans

3 months ago

Ginny was so so helpful! Even though I came in 15 minutes before closing she was patient with me and very helpful! Love love love 💕

Kenya Brown

Kenya Brown

2 months ago

I’ve been with this bank since I was 18yrs old, i am now 30. I’ve never really had any issues before but Just recently i ran into a problem and wanted to close my account but Ginny wasn’t going for it (in a good way)! She was such a huge help! She insisted that she didn’t want me to close the account and wanted to help me if possible. She made a few phone calls on my behalf to see what could be done to resolve the issue. She called me after her scheduled work hours and gave me great news! So all that to say, I am still currently banking here because of Ginny!

Jeremiah Stinney

Jeremiah Stinney

5 months ago

Outstanding credit union! A member for 17 years. The staff is very friendly, they go above and beyond to help you! When someone is looking to join a credit union and ask for my opinion, I always highly recommend The Atlantic Federal Credit Union.

maria paraiso

maria paraiso

a year ago

Kimberly is the worst! She looks annoyed and dont want to work. Not approachable and no help. Its my fist time going into union location and i have been customer for years. It’s a terrible expericence for me def Not going back.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).