Vah Lyons Employees

PO Box 187, Lyons, NJ 07939

NCUA Insured4.2 (5 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1975

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Lyons, NJ may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1975

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

PO Box 187

Lyons, NJ 07939

Google Maps 🗺Waze

(908) 647-6952

Service Area

This credit union is located in Lyons and serves members in the NJ area. Currently serving 1,525 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.19%

Used Auto Loan

7.30%

Personal Loan

11.67%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).

Bay Atlantic— New Auto Loan

Vineland, NJ

1.99%

Manville Area— Used Auto Loan

Manville, NJ

4.00%

Linden Nj Police & Firemen— Personal Loan

Linden, NJ

6.99%

Unilever— Credit Card APR

Englewood Cliff, NJ

7.75%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.2

5 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Maja

9 months ago

Been trying to call lending department for weeks now. The person in charge, Elizabeth Smith is never there, even when i call or come within operation hours. When i asked for her schedule so i can plan ahead, they want me to leave a message to be called back on their own time. I work as a nurse and i only have time when i have time. Their business hours is also MY business hours. I try to make time to visit or call but that specific person is just not there each time I attempted. Also, i was told that she works from home occasionally, so it doesn't make sense if i cannot contact her phone WITHIN business hours.

Germaine Ogiste

9 years ago

Staff is always friendly and professional. And they have candy!

Angelo Register

a year ago

A friend among friend

KJ Johnson

3 weeks ago

I have been a member for several years the lending department is great. The lending manager Elizabeth Smith has assisted me with numerous loans, and I have had a great experience with the staff as well.