Atlantic City Electric Co Emp

P.O. BOX 368, Mays Landing, NJ 08330

NCUA Insured3.6 (27 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

P.O. BOX 368

Mays Landing, NJ 08330

Google Maps 🗺Waze

(609) 625-6928

Service Area

This credit union is located in Mays Landing and serves members in the NJ area. Currently serving 3,867 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.75%

Used Auto Loan

5.00%

Personal Loan

12.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).

Bay Atlantic— New Auto Loan

Vineland, NJ

1.99%

Manville Area— Used Auto Loan

Manville, NJ

4.00%

Linden Nj Police & Firemen— Personal Loan

Linden, NJ

6.99%

Unilever— Credit Card APR

Englewood Cliff, NJ

7.75%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.6

27 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Brian Vergantino

5 months ago

Horrible company. Charge way too much in NJ. Getting price gouged. They want you to have EVs can’t even charge them for cheap it’s a total rip off! now they charge you a delivery fee too on top of your electric bill. Get out of here with this junk company! I see a class action suit coming down the line soon!

Zach

9 months ago

Your rate of $1.50 at Kindle ford in cape may court house is 3 times the std rate for charging. Go across the street to burke cadillac for a rate of $0.50

Ali Majd

7 months ago

I guess other reviewers think this is Atlantic City Electric and not the Atlantic City Electric Federal Credit Union. As far as ACEFCU goes, you guys are great! 5x better than any bank!

Anthony Priest

a year ago

1 star as ac electric should be ashamed. Overcharging seems to be a common occurrence! Cmon NJ , let’s keep this state as a thriving, desired destination for our families- old & new and keep our much needed tourists so we can continue to thrive and move forward into the future!