B-M S

1 Squibb Dr, New Brunswick, NJ 08901

NCUA Insured4.8 (35 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

1 Squibb Dr

New Brunswick, NJ 08901

Google Maps 🗺Waze

(732) 227-6704

Service Area

This credit union is located in New Brunswick and serves members in the NJ area. Currently serving 3,642 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.15%

Used Auto Loan

4.50%

Personal Loan

11.48%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).

Bay Atlantic— New Auto Loan

Vineland, NJ

1.99%

Manville Area— Used Auto Loan

Manville, NJ

4.00%

Linden Nj Police & Firemen— Personal Loan

Linden, NJ

6.99%

Unilever— Credit Card APR

Englewood Cliff, NJ

7.75%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.8

35 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Jasmine Fields

4 years ago

I've been a member for 10 years. I am very happy with all the services they offer. Much more than a regular bank. The customer associates are always professional, address you by first name and are very pleasant and eager to help. They quickly complete any tasks you need. I’ve had two personal loans through this credit union with very low interest rates. Ive never had any issues. It’s also a plus that they give back to the community with scholarship opportunities. Couldn’t ask for a better Credit Union!

aliyah daniel

2 years ago

My experience with B-MS was not the best. I received an excellent rate for my auto loan but the customer service through the years was awful. Over the years I’ve spoken to and emailed with multiple people at this location and they seem to lack patience and respect for first time borrowers. I wish they would’ve been more polite but otherwise everything else was fine

CIRA KELLEY

4 years ago

I have been a member of the BMSFCU since 1997. The credit union is family! Although I have never met the staff in person I know them well. I can call with any issue and it will be resolved immediately. When my account was hacked they were able to get my money back and resolve the issue quickly. When I travel (and when I am local) I know my account is safe. My daughters are also members. I highly recommend BMSFCU.

Joe Gordon

4 years ago

The people who comprise the staff are the best, a real pleasure to interact with. The practices policies, and procedures under which the Credit Union operates makes being a member an excellent experience. There is no way I could do business with a commercial bank after working with BMS FCU.

Karen Pannone

4 years ago

The BMS credit union staff are very helpful and friendly. I have been a member since I started with BMS in 1988. The website and APP are very easy to use. I do not have a bank account as I prefer the BMS credit union. Please join if you are not a member.