Middlesex County N J Emp

Middlesex County EFCU, PO Box 10088, New Brunswick, NJ 08906

NCUA Insured4.5 (6 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1968

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around New Brunswick, NJ may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1968

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsBusiness Loans

Location & Directions

Address

Middlesex County EFCU, PO Box 10088

New Brunswick, NJ 08906

Google Maps 🗺Waze

(732) 227-0270

Service Area

This credit union is located in New Brunswick and serves members in the NJ area. Currently serving 1,327 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q1 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.69%

Used Auto Loan

11.15%

Personal Loan

14.49%

Important: Rates are sourced from NCUA call report filings (Q1 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q1 2025).

Bay Atlantic— New Auto Loan

Vineland, NJ

1.99%

Manville Area— Used Auto Loan

Manville, NJ

4.00%

Linden Nj Police & Firemen— Personal Loan

Linden, NJ

6.99%

Unilever— Credit Card APR

Englewood Cliff, NJ

7.75%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations

Branch information not available for this credit union.

Member Reviews

4.5

6 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Abdul Karim

4 years ago

I salute everyone at MCEFCU. The flood forced changes for many incuding the CU Staff. It is easy to complain about preparedness until one has endured an untoward natural event/disaster. To be back up and running within a reasonable time frame was imppressive. As consumers, we often only see the front desk and never acknowledge whats going on behind the scenes. The services and loan rates are respectable and they keep the Middlesex County concumers in mind and in the loop. Thank you for all of the excellent service. I have and I will continue to support the staff at the Middlesex County Federal Credit Union. *Car *Personal Loans *Pay Day loan. I paid off all of my past loans(1 current) and was still able to take care of my other financial obligations. Respecfully, AKC

Jacqueline F

4 years ago

This Credit Union is extremely out of date and very inconvenient! There is only one location. It also does not offer as many services as most Credit Unions.