Rutgers

98 College Ave, New Brunswick, NJ 08901

NCUA Insured3.0 (6 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

98 College Ave

New Brunswick, NJ 08901

Google Maps 🗺Waze

(732) 932-7645

Service Area

This credit union is located in New Brunswick and serves members in the NJ area. Currently serving 6,476 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.71%

Used Auto Loan

5.60%

Personal Loan

8.95%

Credit Card APR

12.96%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).

Bay Atlantic— New Auto Loan

Vineland, NJ

1.99%

Manville Area— Used Auto Loan

Manville, NJ

4.00%

Linden Nj Police & Firemen— Personal Loan

Linden, NJ

6.99%

Unilever— Credit Card APR

Englewood Cliff, NJ

7.75%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.0

6 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Krishna Sudarshan

2 years ago

This is a great banking service to have right on the campus. There is an ATM here but perhaps only for account holders. The fees are reasonable but working hours are limited. As the parent of a student I can vouch for credit unions as providing better services than the major banks and unfortunately are not well known enough due to limited marketing budgets.

Joshua Tedesco

8 years ago

The Rutgers Federal Credit Union functions just as any other bank externally. I would say that this is. probably the most convinient bank for anyone who lives near the Rutgers Busch and or College Avenue campuses. There is a 24/7 atm which means you can get cash whenever you need it. I believe the maximum ATM withdrawal is $500 though.

M F

3 years ago

HOLY POOPIES!!! Been with them almost 30 years and am dumbfounded at how the management has DESTROYED this credit union, especially under the guise of the covid pandemic, YEAH, I'm an owner 🤣🤣🤣 The appearance of wrong-doing is astounding! If you are a member of the Rutgers's community, DO NOT BANK HERE, and if you already do, MOVE YOUR MONEY AND THINGS ASAP!!! Worse than a commercial bank and services them at your expense... 7 POOPIES !!!!!!! 💩💩💩💩💩💩💩