Advanced Financial

785 CENTRAL AVE, New Providence, NJ 07974

NCUA Insured4.2 (10 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1965

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around New Providence, NJ may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1965

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

785 CENTRAL AVE

New Providence, NJ 07974

Google Maps 🗺Waze

(908) 771-0300

Service Area

This credit union is located in New Providence and serves members in the NJ area. Currently serving 6,459 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.85%

Used Auto Loan

6.68%

Personal Loan

11.90%

Credit Card APR

14.74%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).

Bay Atlantic— New Auto Loan

Vineland, NJ

1.99%

Manville Area— Used Auto Loan

Manville, NJ

4.00%

Linden Nj Police & Firemen— Personal Loan

Linden, NJ

6.99%

Unilever— Credit Card APR

Englewood Cliff, NJ

7.75%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.2

10 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Trice

2 years ago

I have been banking here for a few years ..I moved but my family still lives in the new providence area. An older lady who I have never seen before was very rude. My toddler needed to use the restroom for the second day in a row as I am picking my niece up from the elementary school. This lady proceeds to tell me that it’s not a public restroom after I let her know I am a member and I’m am only for two days in the area. I assumed it would be okay for my 3 year old to use their facility without being made to feel uncomfortable and unwelcome. I will never visit this location again, nor will anyone i know.

John Hollerith

5 years ago

I have been with the credit union for over 30 years and they have always been a pleasant group to work with and quick to respond when I needed financial assistance. Just today I received a call from the credit union advising there was a concern with my account. We resolved it quickly and easily.