NCUA Insured
Member-Owned
1 charter
Established in 1940
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Newark, NJ may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1940
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Newark and serves members in the NJ area. Currently serving 1,665 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Rates sourced from NCUA call report data (Q1 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.75%Used Auto Loan
8.00%Personal Loan
16.00%Credit Card APR
10.99%Important: Rates are sourced from NCUA call report filings (Q1 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in NJ (NCUA Q1 2025).
Vineland, NJ
Manville, NJ
Linden, NJ
Englewood Cliff, NJ
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branch information not available for this credit union.
3.1
14 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsBrandon I
a year ago
I was a member for almost 10 years. I had an auto loan through them and I had no issues with that. I traded in my car, paid the loan off and haven’t taken out another loan since. Apparently if your account is inactive, meaning you don’t take out any loans through them for two plus years they start charging a $5.00 dormant fee and take from your $300.00 that’s needed to open up an account there. I was never informed of that when I first joined and they took a total of $51.00 dollars from my account. I closed my account this past week and demanded I get my full $300.00 dollars back from when I first joined to which I was only mailed a check for $249.00. If I didn’t cancel my account they would have eventually took all my money for absolutely no reason. Despicable.
Boxy Zebra
11 months ago
I have only great experiences with this credit union. The customer service is really good.
Marilyn Street
7 years ago
I have been a member only just a few months with NFFCU and so far my experience has been great and the staff has been very helpful though the process these people have been very professional and helpful with the knowledge of explaining how credit union is helping people like myself improve my credit thanks to them they have help me establish my credit; very happy and satisfied customer .
CAROLYN WALKER
5 years ago
The worst credit union I have ever dealt with, I have been trying to close my account for 2 1/2 months. I have done the form submitted my ID and nothing has happened I have left several messages and spoken to several workers no one has ever returned my call as promised. I would not recommend this place to my dog!!!! I will try to contact their corporate office before I get help from the media.
LaQuana Samuels
8 years ago
My experience with nfcu is when something goes wrong with their system and your loan payments don't get paid in time you get blamed for late payments... which effects your credit score or from getting other loans through them... they never take the blame... so my experience haven't been so good
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(973) 589-7199Website
Visit WebsiteMembers
1,665
Total Assets
$8.7M
Year Opened
1940
Net Worth
Undercapitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile