United Cities

195 NORMAN RD, Newark, NJ 07106

NCUA Insured3.0 (4 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Newark, NJ may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1935

Low-Income Designated

Minority Depository Institution (MDI)

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

195 NORMAN RD

Newark, NJ 07106

Google Maps 🗺Waze

(973) 375-9182

Service Area

This credit union is located in Newark and serves members in the NJ area. Currently serving 2,854 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q1 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.99%

Used Auto Loan

13.99%

Personal Loan

11.50%

Credit Card APR

13.99%

Important: Rates are sourced from NCUA call report filings (Q1 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q1 2025).

Bay Atlantic— New Auto Loan

Vineland, NJ

1.99%

Manville Area— Used Auto Loan

Manville, NJ

4.00%

Linden Nj Police & Firemen— Personal Loan

Linden, NJ

6.99%

Unilever— Credit Card APR

Englewood Cliff, NJ

7.75%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations

Branch information not available for this credit union.

Member Reviews

3.0

4 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Aaron Chandler

4 months ago

Terrible since the change. Just like other capitalist banks. They charge you if you dont make any deposits after a period of time. If you are not working, how is it right to take 10.00 per month from your account. They turned on paper statements on their own and charge you for that. If you are not checking your account, how would you know a out all these fees.

Kyle Laur

7 months ago

This bank especially on Norman road is the worst why do I have less to no access to my money except if I go there, nobody wants to make a trip and their working hours is the worst, they basically do nothing close early, I got paid since Friday and today is Sunday and I still have no access to my paycheck and I got bills due, it’s so pathetic as my first bank this is the worst experience, I do not recommend I’m closing my account.