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Garden Savings

129 LITTLETON ROAD, Parsippany, NJ 07054
NCUA Insured4.5 (479 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1968

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

129 LITTLETON ROAD

Parsippany, NJ 07054

Service Area

This credit union is located in Parsippany and serves members in the NJ area. Currently serving 30,733 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.24%

Used Auto Loan

10.26%

Personal Loan

10.99%

Credit Card APR

8.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

4.5

479 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Stefania Kartsounas

Stefania Kartsounas

5 months ago

I had the pleasure of working with Stephanie Parise, and I cannot speak highly enough about her professionalism and dedication. From the moment I walked into the branch, Stephanie greeted me with genuine kindness and courtesy, making me feel valued and respected as a customer. Her ability to listen attentively and understand my needs was remarkable. What truly stood out was her efficiency and speed in handling my request. Every step of the process was seamless, and she ensured that everything was completed accurately without compromising quality. Her knowledge and confidence instilled trust, and she went above and beyond to provide clear explanations and helpful guidance. Stephanie exemplifies what exceptional customer service should be—kind, courteous, efficient, and quick. She turned what could have been a stressful experience into a smooth and pleasant one. I highly recommend this branch and commend Stephanie for setting such a high standard of excellence.

Vincent Corsale

Vincent Corsale

3 months ago

Christine Russo for Garden State savings Federal credit Union is the best person I’ve ever dealt with applying for a loan. CARES, she’s patient and understanding. You do not get that very often five stars for her

Bequia Crews

Bequia Crews

4 months ago

Joining Garden Savings Federal Credit Union, added more to my life than just a source to handle financial services, it added an extended family. They go above and beyond to accommodate me and my family. With every transaction it's smooth and efficient with a layer of care I've never experienced at other financial institutions. Thank you to everyone from my branch in South Orange,NJ from tellers to managers 🧡. Thank you to everyone from headquarters including "Alex" who delivers great messages to loan officers who make it easy. YOU ARE TRULY APPRECIATED AND I CONTINUE TO REGULARLY RECOMMEND GSFCU TO EVERYONE who mentions a need for your services.

B Dubs

B Dubs

4 months ago

I recently called in and had contact with Adriana. She was very knowledgeable and courteous. My questions were answered and I am extremely satisfied. I usually don't have high expectations when I have to call ANY customer service number these days but I was pleasantly surprised. Thank you to Adriana and garden savings!

Kathy Fellows

Kathy Fellows

3 months ago

I have been a member of Garden Savings Federal credit union for years. Shortly into my membership, Carlos Ronquillo joined the staff. Carlos is responsible for educating us members about financial matters. In my experience, Carlos also is an expert problem solver. Carlos is an expert troubleshooter. Carlos always goes above and beyond. For example, Carlos solves problems that other people are unable to solve. Carlos always goes the extra mile. Carlos is super responsive. Carlos has always made me feel like my concerns are his concerns. In summary: Carlos is magnificent.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).