Union Building Trades

PO Box 6270, Parsippany, NJ 07054

NCUA Insured3.1 (15 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1973

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1973

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 6270

Parsippany, NJ 07054

Google Maps 🗺Waze

(973) 263-0001

Service Area

This credit union is located in Parsippany and serves members in the NJ area. Currently serving 24,584 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.96%

Used Auto Loan

6.18%

Personal Loan

11.05%

Credit Card APR

7.95%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).

Bay Atlantic— New Auto Loan

Vineland, NJ

1.99%

Manville Area— Used Auto Loan

Manville, NJ

4.00%

Linden Nj Police & Firemen— Personal Loan

Linden, NJ

6.99%

Unilever— Credit Card APR

Englewood Cliff, NJ

7.75%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.1

15 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Anthony Casares

7 months ago

Automated system NEVER works, type in account # & Pin call DISCONNECTS. Resetting password email link on Web Browser work either! The reset password link doesn't get sent out. Oh. But atleast they aren't stealing my money

Scott Beck

a year ago

This bank is garbage. They're online portal hardly ever works. You drive to the bank to try to do it in person and their ATM has been closed for months if not a year, so you have to wait for them to be open at 9:00 a.m.. The building looks like garbage the lights were hanging out of the drive-thru the last few times I went there. My union forced us to switch to this Credit Union or I would never be a part of it. we should have never left the last one, it was much better than this. Only positive thing I can say is the people that work there are friendly and do try to help.

Douglas Shyko

a year ago

Someone in the office changed my adress and stopped sending my vacation checks. Had to fight with an array of people over the phone that did not allow me to change my adress back to original adress. Had to fill out paperwork to stop payments on checks rather then just mailing them to my original address. Papers have no fax number on them so I have to send paperwork snail mail. More wasted time. Also previously applied for 3 car loans which all three where denied for no reason given. Used my own bank. This bank is not needed in my life I wish my Union would just send my vacation checks like they used to do with 0 issues. Employees are cold and robotic and do not care that they are withholding my money or admiting their mistake on changing my adress

CJ Hodgson

5 months ago

Constant issues with logging in through their online portal. It's a shame my union forces me to use this bank. Edit 12/21/2025: Now trying to get my money transferred to a one of my real savings or checking accounts with another bank. Again a hassle. Can't do it through the web portal. I had to call and they said I had to apply for bill pay. It's totally separate user, password, and website to manage. Cool. Took 10 days to get approved. Looks like i can pay bills but can't transfer money from one bank to another. Again...it's a shame my union forces money out of my pay check every week and forces me to deal with this bank. I really wish I could opt out of this arrangement between my union and this so called bank.