Merck Employees
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1936
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Rahway, NJ may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1936
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Rahway and serves members in the NJ area. Currently serving 24,104 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.60%Used Auto Loan
5.85%Personal Loan
11.60%Credit Card APR
12.25%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in NJ
Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).
Vineland, NJ
Manville, NJ
Linden, NJ
Englewood Cliff, NJ
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(3 total)
Member Reviews
3.9
7 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Junnette Fambrini
7 years ago
First of all I think Jeannette and Kathleen deserves a big raise because they work hard and they are go above and beyond to help a member like myself! We have been a customer for over 17 yrs. Merck Fed Credit Union in general have been there for us along the way. I hardly ever go in the branch, most of my transactions are over the phone or online and the staffs and customer service are first class. They are kind, helpful and compassionate when we have unavoidable situations. Unlike the big banks, MFCU fees are realistic and they don’t rip you off on unnecessary bank fees. We are a customer for life. Thank you Merck FCU keep up the job.
Blanca Rios
5 years ago
Once you get on their bad side it seems like they will hold grudges with you, when you apply for anything.... poor taste Not the same
Robert Larocque
2 years ago
Merck is a very good Co,As well as there credit union.
K Guo
2 years ago
I really feel good everytime I come here.
Herb Freeland
8 years ago
Never busy
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(732) 594-3317Website
Visit WebsiteMembers
24,104
Total Assets
$1.8B
Year Opened
1936
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile