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Edifi

P.O. Box 247, Rancocas, NJ 08073
NCUA Insured3.3 (46 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. Box 247

Rancocas, NJ 08073

Service Area

This credit union is located in Rancocas and serves members in the NJ area. Currently serving 25,621 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.87%

Used Auto Loan

6.94%

Personal Loan

13.18%

Credit Card APR

10.88%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(8 total)

Member Reviews

3.3

46 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
DollarStoreDJ

DollarStoreDJ

a year ago

So as if I didn't have enough problems with this credit union, this week I learned NJ is withholding my ANCHOR payment because the NAME of this credit union changed from Abco to EdiFi, even though the account and routing number didn't change, NJ didn't want to push the deposit through on the chance I gave them "bad info." Why do I feel like I've been telling more people about the name change than EdiFi themselves have? If I'm doing their work, I should get paid for it.

Anissa M. Bush

Anissa M. Bush

7 months ago

edifi takes WAAAAAAY TOOOOOOO LONG for checking payments to clear IT SHOULDN'T TAKE 3 TO 4 DAYS FOR THE PAYMENT TO BE POSTED it didn't take that long when it was still ABCO

Melonee

Melonee

4 years ago

ABCO is fine for the most basic of banking functions. But I have not seen those lauded perks of banking with a local credit union. I will say the interest rates are a bit lower on home and auto loans but if you're not borrowing, then those perks certainly don't outweigh the convenience, customer support and professionalism I've grown accustomed to with larger, multinational banks. With ABCO it's been blunder after blunder. Poor customer service and sadly uniformed staff. Details of the latest snafu: I spoke to 2 different agents before setting up a wire transfer of large sum of money. Both agents assured me that the funds would be available the same day. Money has been in pending status for 4 days and I still can't get a live rep on the phone. Chat agent said she'd email me documentation on their wire transfer policy. Never got an email.

Meme Meme

Meme Meme

9 years ago

Not very welcoming when you first walk in and or when you walk up to the tellers. My first time there was to open an account and i had to ask all the questions and get educated on the services offered. No information was volunteered to be provided for a new customer - not good! The window dividing us made me feel like I was visiting someone from a prison institution. The printout are barely readable bc of the ink, the lady next to the teller I worked with clearly had no customer service skills whatsoever and was rude in speaking to the customers. I could barely hear what my teller was saying bc it's lacks privacy. I walked away hoping that it was just this location and hopefully I won't need to go there for any problems or again. I Belong to another credit union and there customer service, staffs appearance, management and information is wonderful. May I recommend that these tellers learn from the credit union of NJ tellers!!! Good thing this is not my main banking institution. Otherwise I'd be watching my statements online daily for errors in quality data. No happy already!!!

Ryan Cleffi

Ryan Cleffi

a year ago

Worst customer service of any company I’ve ever dealt with. Every single time I call they either hang up on you, hit the on hold limit, or say they will have someone return your call and never hear back. I’ve called them probably 15 times and got no where each time. They should disable their phones because they clearly don’t know how to use them.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).