H. E. Telephone

201 W Passaic St Ste 304, Rochelle Park, NJ 07662

NCUA Insured4.8 (23 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1966

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1966

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

201 W Passaic St Ste 304

Rochelle Park, NJ 07662

Google Maps 🗺Waze

(201) 845-6876

Service Area

This credit union is located in Rochelle Park and serves members in the NJ area. Currently serving 2,684 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.75%

Used Auto Loan

6.75%

Personal Loan

12.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).

Bay Atlantic— New Auto Loan

Vineland, NJ

1.99%

Manville Area— Used Auto Loan

Manville, NJ

4.00%

Linden Nj Police & Firemen— Personal Loan

Linden, NJ

6.99%

Unilever— Credit Card APR

Englewood Cliff, NJ

7.75%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.8

23 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Desiree Morales

a year ago

H & E Telephone Federal Credit Union is by far the best credit union. Not only are they very united, and treat each other like family, but they make you feel at home. They make me feel like I am part of their own family. They help guide you and fulfill all your banking needs. Thank you for being such an amazing team!!

Christian Mims

2 years ago

Love the credit Union. The staff is friendly all expect for one particular woman who has horrible customer service people skills on the phone and is rude. Other than that they are helpful, attentive and offer good rates. Hours could be better , in my opinion but overall good 😊

Kisha Cloud

5 years ago

I would have given 4 stars but years ago someone on staff at H&E gave my banking information without my permission. Since then I placed a code on my account. I called in today to inquire about some information and once again my information was given to me without asking for my passcode! 5/10 times they will not ask me about my passcode and when I ask if there is a passcode on there they apologize as always! The staff is friendly enough and perhaps that is the problem. They're so friendly they will give your information to anyone. I was going to put some more money in a new account there but I guess I have to look elsewhere. SMH! Why isn't ones banking information private?!