County Excellence

16 E Lincoln Ave, Roselle Park, NJ 07204

NCUA Insured3.6 (22 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Roselle Park, NJ may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

16 E Lincoln Ave

Roselle Park, NJ 07204

Google Maps 🗺Waze

(908) 245-0173

Service Area

This credit union is located in Roselle Park and serves members in the NJ area. Currently serving 8,755 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.16%

Used Auto Loan

6.11%

Personal Loan

13.39%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).

Bay Atlantic— New Auto Loan

Vineland, NJ

1.99%

Manville Area— Used Auto Loan

Manville, NJ

4.00%

Linden Nj Police & Firemen— Personal Loan

Linden, NJ

6.99%

Unilever— Credit Card APR

Englewood Cliff, NJ

7.75%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.6

22 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Kevin Kolans

4 months ago

As 25 year members here is my rating.. still closed on saturdays… this is the worst bank in Nj… our account was most recently locked this weekend ( as usual) as we were trying to purchase tickets to Italy… demokkkrat bank👎

joe d

a year ago

DO NOT BANK HERE. They decide the weekend is a great time update their sites so you cant access your funds on a weekend while you cant get in touch with a single human being to know anything about your money you work hard for. Now I cant food shop for my family without knowing what's in my checking to make sure I dont get declined. You keep me from putting food in my families mouth that is my last draw after 20 years banking here you keep food from my families mouth now its time for me to change banks cause there isn't a ounce of trust for this bank now!

Susan Doyle

6 years ago

Up until October 1, 2019, my husband and I have been very pleased.. On October 1st a new system was started. There were lots of mistakes. It was not a smooth transition. All of our accounts were changed without our knowledge. Auto deposits were going into different parts of our accounts. The next thing, whenever you ask for a print out of your balances, your name, ss#, birth date, address, account number is printed. If It's a joint account, all information for both is printed. This is dangerous to have all our info exposed.

Jazz at the Jersey Shore

7 years ago

The staff at the supervisory level has become increasingly rude and condescending. After my current loans are paid off I may have to find another bank. I’m tired of being talked down to. They are unable AND unwilling to find a solution to a computer glitch that causes money to erroneously come out of their customers account. FIX IT! It’s not rocket science!!

Anne D

4 years ago

Since March 2020 when COVID hit, they have decreased their hours without notifying customers. They posted signs but NEVER sent out letters. They nickel and dime you for everything! If a check clears before you can transfer money from your savings account to your checking account - which is the same account number - they charge you!!!!!!!!!!!!!!!!!!! Getting a response from an email or phone call takes well over 48 hours!