United Teletech Financial

205 HANCE AVE, Tinton Falls, NJ 07724

NCUA Insured4.3 (253 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1967

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1967

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

205 HANCE AVE

Tinton Falls, NJ 07724

Google Maps 🗺Waze

(732) 530-8100

Service Area

This credit union is located in Tinton Falls and serves members in the NJ area. Currently serving 17,694 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.88%

Used Auto Loan

4.88%

Personal Loan

8.75%

Credit Card APR

12.40%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q4 2025).

Bay Atlantic— New Auto Loan

Vineland, NJ

1.99%

Manville Area— Used Auto Loan

Manville, NJ

4.00%

Linden Nj Police & Firemen— Personal Loan

Linden, NJ

6.99%

Unilever— Credit Card APR

Englewood Cliff, NJ

7.75%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

4.3

253 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Laura Boyd

5 months ago

I love this bank. Online processes are easy to use. If I call with Questions the employees are respectful, kind, knowledgeable and efficient. I use multiple branches and all of them have great employees and services. I know my money is protected because they offer "alert texts" if anything looks questionable.

mikhail davidov

9 months ago

I reached to United Teletech Financial about a year or so prior to getting a commercial mortgage with them. During our initial meeting Jodi McNamara was extremely helpful and knowledgeable on lending, banking, and soon to be commercial loans. Jodi then introduced me to Donna Morganstern who was nothing less of a pleasure to deal with. She met with me and spent a lot of time in helping me with all sorts of questions on numerous properties. Months later, I finally found the right property and made a deal. At that point in time, it was obvious that UTF was going to be the right place for me to get a Commercial Mortgage. Donna and Jodi were nothing less of attentive, and extremely knowledgeable throughout the entire process. I ended up getting a deal that I am extremely happy with. I can genuinely say that I recommend Jodi and Donna and will be back in doing more business with UTF and their Commercial Lending Program!

Nancy Viehmeyer

3 months ago

I have Ben a member of United Teletech Federal Credit Union for over 50 years and they are always there to help and are easy to do business with.

K Herring, Sr.

7 months ago

The financial representative was so caring, patient, knowledgeable and professional. She was excellent in resolving my issue. Most noted was her claim voice and caring attitude towards me. I really appreciate her honesty and knowledge of my concerns.

Gerard Bennett

9 months ago

Wonderful kind people to work with. This is not a huge for profit bank who is only interested in how much money they can make from you. This is a great credit union which has a heart for people and has their best interests at heart. I loved getting a loan from them. They were kind, fast and efficient and the interest rate on my loan was much lower than the banks in my area. Credit unions were formed to benefit people. Banks were formed to make money for shareholders. I give them a 10!!!