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First Financial

PO Box 25587, Albuquerque, NM 87125
NCUA Insured3.9 (136 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1937

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 25587

Albuquerque, NM 87125

Service Area

This credit union is located in Albuquerque and serves members in the NM area. Currently serving 98,616 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

8.39%

Used Auto Loan

10.59%

Personal Loan

18.00%

Credit Card APR

12.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NM

Lowest rates currently reported by credit unions in NM (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(20 total)

Member Reviews

3.9

136 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
RA

RA

6 months ago

I would like to say that Jessica Jaramillo at the San Mateo branch was very knowledgeable, professional, and expeditious in her work with me today on my car loan. Her service was both professional and relaxing. And, although the bank was very busy at the time, she got me in and out of there very quickly. She explained everything I needed to know about making additional payments and making sure that they go to the principal on the loan. All in all, a great experience! Hats off to Jessica! Bob Scott.

Patricia Chavez

Patricia Chavez

5 months ago

Michael Lujan rocks! He was able to help me finalize a wire transfer which I started at a different branch early this morning. at 3:30 I'm happy to say he made it happen! ..and not by redirecting me so someone else! I appreciate his help and especially appreciate his willingness to work through the hard questions to make sure that the transaction is complete and accurate. This is the type of service I expect from my financial institution.

Olivia Caffrey

Olivia Caffrey

6 months ago

I came from the SFCU merger after being a member for almost a decade, and working with First Financial could not be more complicated. First, I came into this branch and spoke with the assistant branch manager Cristina Yerton and asked for a direct deposit form upon completion of the merger, which she agreed to, took my personal information down, and never followed up on. Then, payments made toward your credit card aren’t processed in a timely manner. At SFCU, payments toward the credit card were credited instantly, and with First Financial, things don’t go through on the weekends. They do warn about that, but even submitting around lunch time on Friday does not credit your account before the weekend, and even until Tuesday in my case last week. Third, the credit card account login is totally separate from the checking & savings login. Everything was on the same account with SFCU. The credit card rewards and paper check ordering sites have not worked with my account info, either. And those two have separate logins as well. It is 2025. The features here are a serious downgrade from SFCU. Also, I had a long-standing credit history with SFCU, and now my account is considered “closed” with a comment that it was transferred, which still doesn’t help. The only reason I was staying was so I wouldn’t have to close my account with long credit history.

DENNIS CONERTY

DENNIS CONERTY

4 months ago

New "ATMs" in lobby are a pain in the rear. I have been directed to them three times to deposit checks and each time there has been a problem. The individual assisting me must then log in, manually enter the checks that had a problem, and go around the corner for my receipt. Hire more tellers and provide customer service.

Harold Wilkinson

Harold Wilkinson

9 months ago

Outstanding service especially when I had my identity stolen. Jessica helped me and made everything so easy and she was so nice! Definitely recommend

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).