Rio Grande

1121 4th St NW, Albuquerque, NM 87102

NCUA Insured4.1 (144 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Albuquerque, NM may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1952

Low-Income Designated

Minority Depository Institution (MDI)

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1121 4th St NW

Albuquerque, NM 87102

Google Maps 🗺Waze

(505) 262-1401

Service Area

This credit union is located in Albuquerque and serves members in the NM area. Currently serving 50,032 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.21%

Used Auto Loan

8.68%

Personal Loan

12.20%

Credit Card APR

15.20%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NM

Lowest rates currently reported by credit unions in NM (NCUA Q4 2025).

Four Corners— New Auto Loan

Kirtland, NM

2.52%

Del Norte— Used Auto Loan

Los Alamos, NM

3.49%

Cuba— Personal Loan

Cuba, NM

7.00%

State Employees— Credit Card APR

Santa Fe, NM

7.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(8 total)

Member Reviews

4.1

144 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Veronica Duarte

5 months ago

RGCU has the best rates! I appreciate Luis (The Branch Manager at Rio Bravo) taking the time to help me through all my banking needs! Extremely professional and thorough! Such a great familia like atmosphere!

Dan

5 months ago

Ruby makes dealing with RGCU a pleasant experience. She is very accommodating and both my wife and I look forward to dealing with her in the future

Alan Carpenter

5 months ago

Staff is always friendly and helpful, the fraud department is outstanding they contact me before I know there’s a problem, and all monies that is in question has been put back into my account within 24hrs,