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Back to Albuquerque credit unions

Southwest

PO Box 95410, Albuquerque, NM 87199
NCUA Insured3.6 (32 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 95410

Albuquerque, NM 87199

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(505) 243-6751

Service Area

This credit union is located in Albuquerque and serves members in the NM area. Currently serving 4,296 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q1 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.03%

Used Auto Loan

6.91%

Personal Loan

8.16%

Credit Card APR

10.03%

Important: Rates are sourced from NCUA call report filings (Q1 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NM

Lowest rates currently reported by credit unions in NM (NCUA Q1 2025).

Four Corners— New Auto Loan

Kirtland, NM

2.52%
Del Norte— Used Auto Loan

Los Alamos, NM

3.49%
Cuba— Personal Loan

Cuba, NM

7.00%
State Employees— Credit Card APR

Santa Fe, NM

7.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations

Branch information not available for this credit union.

Member Reviews

3.6

32 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Michael Perkowski

Michael Perkowski

4 months ago

When do this Branch recently they had me waiting forever inside there was a long line of people with only two tellers in the whole place. Went to the drive-thru took about 15 to 20 minutes just to get my account taken care of.

Glenda Garcia

Glenda Garcia

2 years ago

I have been working with Melissa Ex 1807 and she has gone over and beyond to help me with my issues in applying a payment toward my principal on my car loan. She is always happy and willing to help! Thank you Melissa!

Carol Palmer

Carol Palmer

2 years ago

I have been working with Melissa for the past three weeks and I can't enough good things about her. She has gone above and beyond what I was hoping for and has been with me every step of the way with my move. Kudos to Melissa!!!

Kenny Vigil

Kenny Vigil

2 years ago

Failed promise by Donna, extension 1805. Left for the day without completing a exsistiing issue. Letting me know how the lack of value I have with this credit union. There customer service representative Tracy, hung up me let me. Thank Tracy

Ashley W

Ashley W

2 years ago

This place is a JOKE! Buyers beware! They will Pre approve you for a loan and then turn around and tell you some flat out LIES as to why they can’t process the loan. I have PERFECT credit and I’m very credit worthy, yet was told they have had to many cases of fraud so they aren’t going to process my loan?! Ummmm excuse me?! Please justify this or your company will be hearing from my lawyer!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).