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High Desert Community

PO Box 1059, Aztec, NM 87410
NCUA Insured3.5 (16 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 1059

Aztec, NM 87410

Service Area

This credit union is located in Aztec and serves members in the NM area. Currently serving 1,923 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.00%

Used Auto Loan

8.00%

Personal Loan

15.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NM

Lowest rates currently reported by credit unions in NM (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.5

16 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Dustee Rector

Dustee Rector

2 years ago

They cannot keep employees to save their life. My husband has been banking over there for a long time and I have been there for the last 3 years give or take. There were 2 and only 2 ladies that I would always deal with because they knew us by name and knew our account. The people that they get in there are rude and are a joke including the office manager. She never comes out of her office, she is as rude as they come, and if I didn't have to, I would not bank over there. We have the online banking with them for our auto loan and I am constantly having to have my password reset because their "system" is either messed up or is being updated. Never in my life have I had a system be out of order so much and I have worked in banking myself. This place is an absolute joke and I do not recommend them to anyone. Total waste of time.

Patrick Manchester

Patrick Manchester

5 years ago

Alise and Sherri do such a amazing job at High Desert Community Credit Union. I have the utmost respect for them both and the way the do their jobs. They both made it a great experience while getting loans and accounts. We have several loans and account with them and these two women have done a wonderful job helping us navigate everything when we applied for our loans and opened our accounts. The are very Professional and and prompted when helping me. I own a small business and do a lot of business with the Banks and credit Unions in the area, and I would put High Desert Community Credit Union at the top of the list if your looking for a great place for your money.

Cassandra Harmon

Cassandra Harmon

5 years ago

- 0 STAR - We have been banking with the Credit Union for over 15 years and we recently had an issue about a Dormant Fee on my Savings Account. Ever since the new CEO Dan Ford has been involved with the business, the company has gone down-hill extravagantly. We never recieved a letter stating they would start to take monthly money out of my savings account and they have been taking my money for the last two years behind my back. I tried to explain to Dan Ford my concerns, he was extremely demeaning and had no sincere interest at all about my concerns. I absolutely DO NOT Recommend banking with High Desert Community Credit Union! However, the employees there are all wonderful people. We have had a relationship with them all for over 10 years and it is sad to have to leave them. It's unfortunate that one man that doesn't care about the customers will push us away to take our business elsewhere.

Ruth Schwartz

Ruth Schwartz

5 years ago

I would recommend this Credit Union to anybody and everybody. Alisa and Sherry are so friendly, caring and efficient. You won't get a better team. Thanks ladies for saving us some money on our auto loan, enjoyed working with you both.

James Blacksher

James Blacksher

5 years ago

Worst banking service that I have ever had!! My auto loan was set up with direct withdraw (ACH). This means that my monthly payment should be withdrawn from my bank then applied to my auto loan. SIMPLE RIGHT? Well this place just can not seem to complete this simple task. My loan is 15 months old. I have had 5 past due notices sent to me in the mail. THREE of which I have been required to take time from work to go pay in person. NOW they want me to go in and pay TWO months worth of payments because they have FAILED to complete " this simple task " TWO months in a row. THE WORST!!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).