NCUA Insured
Member-Owned
1 charter
Established in 1954
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1954
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Carlsbad and serves members in the NM area. Currently serving 4,917 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.79%Used Auto Loan
8.42%Personal Loan
14.85%Credit Card APR
10.40%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in NM (NCUA Q4 2025).
Kirtland, NM
Los Alamos, NM
Cuba, NM
Santa Fe, NM
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.1
28 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsMike Davis
a year ago
Was talking to my wife about switching to this financial institution and to see how friendly they are. We drove over and asked for change, the teller informed us due to new policies we can't give change out unless your a member, so to me I look at it like this, I can get change anywhere else in town, I'm not invested in these locations but will continue to trade with them as they have services to offer, by not offering simple change shows me it's an inconvenience for them to do currency exchange and begs rhe question what services will be handled with care when it counts.
ken cauffman
9 years ago
I have been with Eddy Federal CU for many years. Linda Thomas has always been most helpful. Linda has always gone above and beyond for me. I would rate her service to Eddy Federal CU 5 star service. THANK YOU LINDA FOR YOUR HELP.
Steven Rigsby
6 months ago
Best Federal Credit Union in Eddy County!
Valerie Hogan
9 years ago
Incredible experience , if your are new to Carlsbad NM . I Highly recommend Eddy Credit Union. In the pursuit of looking for a credit I came across rude and prudish banks /people here . Case in point don't judge a book by it cover folks . Guess I wasnt dripping with diamonds and dressed to the nines. I finally found Eddy Federal Credit Union . They were wonderfully sweet and professional . Courtney Fannin was exceptionlay professional and polite . After I finished with her , I spoke to Sylivia Jackson the( loan officer) . It was close to closing time but she did not rush me and answered all my questions and was very informative . Again please check them out , it is so taxing moving to another state , much less looking for a bank! Valeire Hogan
Jay Cruz
5 years ago
Sylvia Jackson is the best with loans. Always a great experience going in there and always very attentive and helpful. Love this credit union!!!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(575) 887-1784Website
Visit WebsiteMembers
4,917
Total Assets
$60.6M
Year Opened
1954
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile