NCUA Insured
Member-Owned
1 charter
Established in 1950
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1950
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Carlsbad and serves members in the NM area. Currently serving 1,201 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.03%Used Auto Loan
6.18%Personal Loan
12.86%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in NM (NCUA Q4 2025).
Kirtland, NM
Los Alamos, NM
Cuba, NM
Santa Fe, NM
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.4
19 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsLorraine Najera
6 months ago
This credit union provides outstanding service every single time. The staff is amazing, kind, knowledgeable, and genuinely dedicated to helping their members. Transactions are always efficient, and the atmosphere is warm and inviting. It’s refreshing to bank somewhere that treats you like a person, not just an account number.
Victoria Griego
6 months ago
Stephanie is always such a pleasure to work with when we go! She greets you with a warm smile and always calls you by name! Makes our visit more pleasurable! Thank you for having such a great staff!
Mike Garcia
6 months ago
My credit union IFCU never disappoints. The staff is incredibly friendly, welcoming, and always willing to help with anything I need. Service is fast, and I always leave feeling taken care of. I highly recommend them!
Ivan Colorado
6 months ago
Great staff and place I feel in good hands with this team. Stephanie is always helpful and a great addition to their team.
Brenda Buttrey
10 months ago
It is a blessing to get to work with such competent, kind and friendly human beings. It's small enough they know my name and big enough to manage many accounts and transactions. They are a touch of class in this fast pase world. Thank you all!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(575) 885-4027Website
Visit WebsiteMembers
1,201
Total Assets
$11.3M
Year Opened
1950
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile